Savings accounts
Compare Australian savings accounts, interest rates, fees and bonus requirements.
| Savings Account (limited release)Alex Bank Savings Account (limited release) | Visit | 4.50% | 4.50%Ongoing cap: $250K | $250K | - | - | - | - | - | - | - | - | - | 18 | - | $0 | Alex Bank | - |
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| AMP Bank GO SaveAMP Bank GO Save | Visit | 5.50% | 5.50%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0 | 0 | - | - | 15 | - | $0 | AMP | - |
| ANZ Online SaverANZ Online Saver | Visit | 1.60% | 1.60%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 12 | - | $0 | ANZ | - |
| ANZ Pensioner Advantage AccountANZ Pensioner Advantage Account | Visit | 1.25% | 1.25%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | ANZ | - |
| ANZ Plus Flex SaverANZ Plus Flex Saver | Visit | 2.95% | 2.95%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | 15 | - | $0 | ANZ | - |
| ANZ Plus Growth SaverANZ Plus Growth Saver | Visit | 0.10% | 5.35%Ongoing cap: $1B | $1B | - | - | - | 0 | - | $100 | 0 | - | - | 15 | - | $0 | ANZ | - |
| ANZ Progress SaverANZ Progress Saver | Visit | 0.01% | 4.00%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | - | 0 | - | - | $0 | ANZ | - |
| Personal Online Savings AccountArab Bank Personal Online Savings Account | Visit | 3.00% | 3.00%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0 | 0 | - | - | 18 | - | $0 | Arab Bank | - |
| Christmas ClubAus Military Christmas Club | Visit | 2.00% | 2.00%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Aus Military | - |
| Online SaverAus Military Online Saver | Visit | 0.10% | 4.85%Ongoing cap: $500K | $500K | - | - | - | 0 | - | $0 | 0 | - | 0 | 11 | - | $0 | Aus Military | - |
| Pension Access AccountAus Military Pension Access Account | Visit | 2.00% | 2.00%Ongoing cap: No cap | No cap | - | - | - | - | - | $0 | 0 | - | - | 55 | - | $0 | Aus Military | - |
| Essential Saver accountAus Mutual Essential Saver account | Visit | 5.25% | 5.25%Ongoing cap: $1M | $1M | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Aus Mutual | - |
| Momentum Saver accountAus Mutual Momentum Saver account | Visit | 0.10% | 5.35%Ongoing cap: $250K | $250K | - | - | - | 1 | $100 | $0 | 0 | - | 0 | - | - | $0 | Aus Mutual | - |
| Pension Advantage AccountAus Mutual Pension Advantage Account | Visit | 3.25% | 3.25%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Aus Mutual | - |
| Starter Saver account (Under 30)Aus Mutual Starter Saver account (Under 30) | Visit | 5.50% | 5.50%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0 | 0 | - | - | - | 29 | $0 | Aus Mutual | - |
| Starter Saver account (University student, any age)Aus Mutual Starter Saver account (University student, any age) | Visit | 5.50% | 5.50%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Aus Mutual | - |
| Bonus Plus SaverAuswide Bonus Plus Saver | Visit | 0.01% | 3.31%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | - | 0 | - | - | $0 | Auswide | - |
| Online SaverAuswide Online Saver | Visit | 2.25% | 2.25%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Auswide | - |
| Ziggy Kids SaverAuswide Ziggy Kids Saver | Visit | 0.01% | 3.51%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | - | 0 | 0 | 15 | $0 | Auswide | - |
| Bonus SaverBank Aust Bonus Saver | Visit | 0.10% | 5.35%Ongoing cap: $100K | $100K | 5.85%3 mths | $100K | 3 mths | 1 | $100 | $0 | 0 | - | 0 | 0 | - | $0 | Bank Aust | - |
| mySaverBank Aust mySaver | Visit | 0.10% | 5.35%Ongoing cap: $50K | $50K | - | - | - | 1 | $10 | $0 | 0 | - | 0 | 0 | 24 | $0 | Bank Aust | - |
| Online SaverBank Aust Online Saver | Visit | 4.60% | 4.60%Ongoing cap: $500K | $500K | - | - | - | 0 | - | $0 | 0 | - | - | 0 | - | $0 | Bank Aust | - |
| Bonus Saver AccountBank First Bonus Saver Account | Visit | 0.05% | 5.00%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | - | 0 | - | - | $0 | Bank First | - |
| Christmas Club AccountBank First Christmas Club Account | Visit | 3.60% | 3.60%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Bank First | - |
| First Home Bonus Saver AccountBank First First Home Bonus Saver Account | Visit | 0.05% | 5.05%Ongoing cap: No cap | No cap | - | - | - | 1 | $100 | $0 | 0 | - | 0 | 18 | - | $0 | Bank First | - |
| First Saver AccountBank First First Saver Account | Visit | 4.65% | 4.65%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | 17 | $0 | Bank First | - |
| Online Saver AccountBank First Online Saver Account | Visit | 4.05% | 4.05%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 18 | - | $0 | Bank First | - |
| Pension AccountBank First Pension Account | Visit | 3.65% | 3.65%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Bank First | - |
| Strong Start SaverBank First Strong Start Saver | Visit | 5.65% | 5.65%Ongoing cap: $250K | $250K | - | - | - | 0 | - | $0 | 0 | - | - | 15 | 35 | $0 | Bank First | - |
| Online Saver AccountBank of China Online Saver Account | Visit | 2.35% | 2.35%Ongoing cap: $5M | $5M | 5.60%4 mths | $500K | 4 mths | - | - | - | - | - | - | 16 | - | $0 | Bank of China | - |
| Incentive Saver (21 or over)BOM Incentive Saver (21 or over) | Visit | 0.01% | 5.40%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $50 | 0 | - | - | 21 | - | $0 | BOM | - |
| Incentive Saver (Under 21)BOM Incentive Saver (Under 21) | Visit | 0.01% | 5.40%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0.01 | 0 | - | - | - | 20 | $0 | BOM | - |
| Maxi SaverBOM Maxi Saver | Visit | 1.25% | 1.25%Ongoing cap: No cap | No cap | 5.15%3 mths | No cap | 3 mths | 0 | - | $0 | 0 | - | - | - | - | $0 | BOM | - |
| Maxi Saver (Online only)BOM Maxi Saver (Online only) | Visit | 1.25% | 1.25%Ongoing cap: No cap | No cap | 5.60%3 mths | No cap | 3 mths | 0 | - | $0 | 0 | - | - | - | - | $0 | BOM | - |
| Retirement Access AccountBOM Retirement Access Account | Visit | 1.19% | 1.19%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $0 | BOM | - |
| BOS SaverBOS Saver | Visit | 5.25% | 5.25%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 18 | - | $0 | BOS | - |
| Save upBank of us Save up | Visit | 0.40% | 5.05%Ongoing cap: No cap | No cap | - | - | - | - | $50 | - | - | - | 0 | - | - | $0 | Bank of us | - |
| Spring LoadBank of us Spring Load | Visit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | Bank of us | - |
| Stash ’n’ SplashBank of us Stash ’n’ Splash | Visit | 0.00% | 3.00%Ongoing cap: $1M | $1M | - | - | - | - | - | - | - | - | 5 | - | - | $0 | Bank of us | - |
| CHRISTMAS CLUBBank Orange CHRISTMAS CLUB | Visit | 1.50% | 1.50%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Bank Orange | - |
| ONLINE SAVERBank Orange ONLINE SAVER | Visit | 4.42% | 4.42%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Bank Orange | - |
| PRESTIGE ACCOUNTBank Orange PRESTIGE ACCOUNT | Visit | 0.05% | 0.05%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Bank Orange | - |
| SUPER SAVERBank Orange SUPER SAVER | Visit | 3.00% | 3.00%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | 17 | $0 | Bank Orange | - |
| Incentive Saver (21 or over)BankSA Incentive Saver (21 or over) | Visit | 0.01% | 5.40%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $50 | 0 | - | - | 21 | - | $0 | BankSA | - |
| Incentive Saver (Under 21)BankSA Incentive Saver (Under 21) | Visit | 0.01% | 5.40%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0.01 | 0 | - | - | - | 20 | $0 | BankSA | - |
| Maxi SaverBankSA Maxi Saver | Visit | 1.25% | 1.25%Ongoing cap: No cap | No cap | 5.15%3 mths | No cap | 3 mths | 0 | - | $0 | 0 | - | - | - | - | $0 | BankSA | - |
| Maxi Saver (Online only)BankSA Maxi Saver (Online only) | Visit | 1.25% | 1.25%Ongoing cap: No cap | No cap | 5.60%3 mths | No cap | 3 mths | 0 | - | $0 | 0 | - | - | - | - | $0 | BankSA | - |
| Retirement Access AccountBankSA Retirement Access Account | Visit | 1.19% | 1.19%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $0 | BankSA | - |
| Bonus SaverBankVic Bonus Saver | Visit | 0.05% | 5.35%Ongoing cap: $5M | $5M | - | - | - | 1 | $100 | $0 | 0 | - | 0 | - | - | $0 | BankVic | - |
| EasyInvestBankVic EasyInvest | Visit | 3.15% | 3.15%Ongoing cap: $5M | $5M | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | BankVic | - |
| Little Copper ClubBankVic Little Copper Club | Visit | 4.95% | 4.95%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 0 | 17 | $0 | BankVic | - |
| Pension PlusBankVic Pension Plus | Visit | 4.35% | 4.35%Ongoing cap: $51.8K | $51.8K | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | BankVic | - |
| Bonus SaverBankWAW Bonus Saver | Visit | 0.05% | 5.10%Ongoing cap: No cap | No cap | - | - | - | - | $250 | - | - | - | 0 | - | - | $0 | BankWAW | - |
| Christmas SaverBankWAW Christmas Saver | Visit | 2.90% | 2.90%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | $0 | BankWAW | - |
| Everyday SaverBankWAW Everyday Saver | Visit | 2.90% | 2.90%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | $0 | BankWAW | - |
| Pension PlusBankWAW Pension Plus | Visit | 1.20% | 1.20%Ongoing cap: $100K | $100K | - | - | - | - | - | - | - | - | - | - | - | $0 | BankWAW | - |
| Star SaverBankWAW Star Saver | Visit | 0.75% | 5.00%Ongoing cap: No cap | No cap | - | - | - | - | $20 | - | - | - | 0 | 0 | 12 | $0 | BankWAW | - |
| Youth SaverBankWAW Youth Saver | Visit | 0.75% | 5.00%Ongoing cap: No cap | No cap | - | - | - | - | $50 | - | - | - | 0 | 13 | 25 | $0 | BankWAW | - |
| Bankwest Easy SaverBankwest Easy Saver | Visit | 5.25% | 5.25%Ongoing cap: $250K | $250K | 6.00%4 mths | $250K | 4 mths | 0 | - | $0 | 0 | - | - | 16 | - | $0 | Bankwest | - |
| Bankwest Easy Saver (Interesting Rates competition winners)Bankwest Easy Saver (Interesting Rates competition winners) | Visit | 5.25% | 5.25%Ongoing cap: $250K | $250K | 11.50%4 mths | $250K | 4 mths | 0 | - | $0 | 0 | - | - | 18 | - | $0 | Bankwest | - |
| Hero SaverBankwest Hero Saver | Visit | 0.10% | 5.35%Ongoing cap: $250K | $250K | - | - | - | 0 | - | $0.01 | 0 | - | - | 14 | - | $0 | Bankwest | - |
| Retirement Advantage AccountBankwest Retirement Advantage Account | Visit | 0.95% | 0.95%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $0 | Bankwest | - |
| Bonus SaverBCU Bonus Saver | Visit | 0.05% | 0.05%Ongoing cap: No cap | No cap | 5.60%4 mths | $5M | 4 mths | 0 | - | $0 | 0 | - | - | 12 | - | $0 | BCU | - |
| Boss SaverBCU Boss Saver | Visit | 0.20% | 5.25%Ongoing cap: $100K | $100K | - | - | - | 1 | $500 | $0 | 5 | - | - | 18 | - | $0 | BCU | - |
| Golden AccountBCU Golden Account | Visit | 1.23% | 1.23%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $0 | BCU | - |
| Power SaverBCU Power Saver | Visit | 0.50% | 5.10%Ongoing cap: $250K | $250K | - | - | - | 1 | $100 | $0 | 0 | - | 0 | 18 | - | $0 | BCU | - |
| Scoot Super SaverBCU Scoot Super Saver | Visit | 3.25% | 3.25%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0 | 0 | - | - | - | 12 | $0 | BCU | - |
| Bendigo Easy Retirement AccountBendigo Easy Retirement Account | Visit | 1.31% | 1.31%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $0 | Bendigo | - |
| Bendigo EasySaverBendigo EasySaver | Visit | 3.80% | 3.80%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Bendigo | - |
| Bendigo PiggySaverBendigo PiggySaver | Visit | 3.80% | 3.80%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | 11 | $0 | Bendigo | - |
| Bendigo Reward Saver (30 years or younger)Bendigo Reward Saver (30 years or younger) | Visit | 0.10% | 5.00%Ongoing cap: $100K | $100K | - | - | - | 1 | - | $0.01 | 0 | - | - | - | 30 | $0 | Bendigo | - |
| Bendigo Reward Saver (31 years or older)Bendigo Reward Saver (31 years or older) | Visit | 0.10% | 5.00%Ongoing cap: $100K | $100K | - | - | - | 1 | - | $0.01 | 0 | - | - | 31 | - | $0 | Bendigo | - |
| BU AccountBeyond BU Account | Visit | 3.35% | 3.35%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | 17 | $0 | Beyond | - |
| Community Reward AccountBeyond Community Reward Account | Visit | 4.20% | 4.20%Ongoing cap: $200K | $200K | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Beyond | - |
| monEsaver Internet AccountBeyond monEsaver Internet Account | Visit | 2.70% | 2.70%Ongoing cap: $200K | $200K | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Beyond | - |
| Purple Bonus SaverBeyond Purple Bonus Saver | Visit | 0.01% | 4.90%Ongoing cap: $200K | $200K | - | - | - | - | $50 | $0 | 0 | - | 0 | - | - | $0 | Beyond | - |
| Retirement AccountBeyond Retirement Account | Visit | 1.76% | 1.76%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Beyond | - |
| Cash Management Account (personal)BNK Cash Management Account (personal) | Visit | 4.50% | 4.50%Ongoing cap: No cap | No cap | 5.10%3 mths | $2M | 3 mths | 0 | - | $0 | 0 | - | 0 | 18 | - | $0 | BNK | - |
| Future Saver (14–17 years)BOQ Future Saver (14–17 years) | Visit | 0.05% | 6.00%Ongoing cap: $50K | $50K | - | - | - | 0 | $0 | $0 | 0 | 0 | - | 14 | 17 | $0 | BOQ | - |
| Future Saver (18–35 years)BOQ Future Saver (18–35 years) | Visit | 0.05% | 6.00%Ongoing cap: $50K | $50K | - | - | - | 1 | $1,000 | $0 | - | 5 | - | 18 | 35 | $0 | BOQ | - |
| Simple Saver AccountBOQ Simple Saver Account | Visit | 5.00% | 5.00%Ongoing cap: $5M | $5M | 5.55%4 mths | $5M | 4 mths | 0 | - | $0 | 0 | - | - | 14 | - | $0 | BOQ | - |
| Smart SaverBOQ Smart Saver | Visit | 0.05% | 5.65%Ongoing cap: $250K | $250K | - | - | - | 1 | $1,000 | $0 | - | 5 | - | 36 | - | $0 | BOQ | - |
| 32 Day Notice AccountBOQ Spec 32 Day Notice Account | Visit | 4.00% | 4.00%Ongoing cap: No cap | No cap | 4.95%5 mths | No cap | 5 mths | 0 | - | $0 | 0 | - | - | 18 | - | $0 | BOQ Spec | - |
| Private Access AccountBOQ Spec Private Access Account | Visit | 3.50% | 3.50%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 18 | - | $0 | BOQ Spec | - |
| Bonus Saver AccountBorder Bonus Saver Account | Visit | 0.05% | 4.55%Ongoing cap: No cap | No cap | - | - | - | 1 | $100 | $0 | 0 | - | 0 | 18 | - | $0 | Border | - |
| Dynamo/Flex Account (Dynamo, ages 0–12)Border Dynamo/Flex Account (Dynamo, ages 0–12) | Visit | 0.40% | 2.65%Ongoing cap: $50K | $50K | - | - | - | 1 | $20 | $0 | 0 | - | 0 | 0 | 12 | $0 | Border | - |
| Dynamo/Flex Account (Flex, ages 13–17)Border Dynamo/Flex Account (Flex, ages 13–17) | Visit | 0.40% | 2.65%Ongoing cap: $50K | $50K | - | - | - | 1 | $20 | $0 | 0 | - | 0 | 13 | 17 | $0 | Border | - |
| Retirement Plus AccountBorder Retirement Plus Account | Visit | 2.50% | 2.50%Ongoing cap: No cap | No cap | - | - | - | - | - | $0 | 0 | - | - | 55 | - | $0 | Border | - |
| Savings Plus AccountBorder Savings Plus Account | Visit | 0.90% | 0.90%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0 | 0 | - | - | 18 | - | $0 | Border | - |
| U30 SUPER CHARGE AccountBorder U30 SUPER CHARGE Account | Visit | 2.20% | 2.20%Ongoing cap: Tiered | Tiered | - | - | - | - | - | $0 | 0 | - | - | 18 | 29 | $0 | Border | - |
| eCallBroken Hill eCall | Visit | 1.75% | 1.75%Ongoing cap: Tiered | Tiered | - | - | - | - | - | - | - | - | - | - | - | $0 | Broken Hill | - |
| Santa SaverBroken Hill Santa Saver | Visit | 1.75% | 1.75%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | $0 | Broken Hill | - |
| Christmas SaverCairns Bank Christmas Saver | Visit | - | ≤ $10K | - | - | - | - | - | - | - | - | - | - | - | - | $0 | Cairns Bank | - |
| Kids SaverCairns Bank Kids Saver | Visit | 0.81% | 0.81%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | 0 | - | 17 | $0 | Cairns Bank | - |
| Christmas ClubCMB Christmas Club | Visit | 0.55% | 0.55%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | $0 | CMB | - |
| Simple SaverCMB Simple Saver | Visit | 0.01% | 0.01%Ongoing cap: $50K | $50K | - | - | - | - | - | - | - | - | - | - | - | $0 | CMB | - |
| Youth SaverCMB Youth Saver | Visit | 2.25% | 2.25%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | 17 | $0 | CMB | - |
| Christmas ClubCWCU Christmas Club | Visit | 1.80% | 1.80%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | - | CWCU | - |
| E Access SaverCWCU E Access Saver | Visit | 1.55% | 1.55%Ongoing cap: $50K | $50K | - | - | - | - | - | - | - | - | - | - | - | - | CWCU | - |
| GoldenCWCU Golden | Visit | 1.30% | 1.30%Ongoing cap: $25K | $25K | - | - | - | - | - | - | - | - | - | - | - | - | CWCU | - |
| Investment SavingsCWCU Investment Savings | Visit | 1.50% | 1.50%Ongoing cap: $50K | $50K | - | - | - | - | - | - | - | - | - | - | - | - | CWCU | - |
| Bonus Reward SaverCoastline Bonus Reward Saver | Visit | 0.40% | 5.50%Ongoing cap: $2M | $2M | - | - | - | 1 | $100 | - | - | - | 0 | - | - | $0 | Coastline | - |
| Christmas Club AccountCoastline Christmas Club Account | Visit | 1.95% | 1.95%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | $0 | Coastline | - |
| Coastline Savings AccountCoastline Savings Account | Visit | 3.00% | 3.00%Ongoing cap: $2M | $2M | - | - | - | - | - | - | - | - | - | - | - | $0 | Coastline | - |
| GoalSaverCommBank GoalSaver | Visit | 0.10% | 5.25%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0.01 | 0 | - | - | 18 | - | $0 | CommBank | - |
| NetBank SaverCommBank NetBank Saver | Visit | 2.30% | 2.30%Ongoing cap: No cap | No cap | 5.50%5 mths | No cap | 5 mths | 0 | - | $0 | 0 | - | - | 14 | - | $0 | CommBank | - |
| Pensioner Security AccountCommBank Pensioner Security Account | Visit | 1.13% | 1.13%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $0 | CommBank | - |
| Youthsaver AccountCommBank Youthsaver Account | Visit | 2.35% | 5.30%Ongoing cap: $50K | $50K | - | - | - | 1 | - | $0.01 | 0 | - | - | - | 17 | $0 | CommBank | - |
| Goal SaverCommunity First Goal Saver | Visit | 0.05% | 4.35%Ongoing cap: $7M | $7M | - | - | - | 1 | $50 | $0 | 0 | - | 0 | 16 | - | $0 | Community First | - |
| Online SaverCommunity First Online Saver | Visit | 3.50% | 3.50%Ongoing cap: $250K | $250K | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Community First | - |
| Santa SaverCommunity First Santa Saver | Visit | 5.10% | 5.10%Ongoing cap: $30K | $30K | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Community First | - |
| Wildlife Saver accountCommunity First Wildlife Saver account | Visit | 0.00% | 0.00%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 0 | 17 | $0 | Community First | - |
| 55+ AccountCredit Union SA 55+ Account | Visit | 1.10% | 1.10%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $0 | Credit Union SA | - |
| Bonus Savings AccountCredit Union SA Bonus Savings Account | Visit | 0.01% | 3.75%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | - | 0 | - | - | $0 | Credit Union SA | - |
| Children's Savings AccountCredit Union SA Children's Savings Account | Visit | 0.05% | 4.60%Ongoing cap: $50K | $50K | - | - | - | 1 | - | $0 | 0 | - | 0 | - | 17 | $0 | Credit Union SA | - |
| Netsave AccountCredit Union SA Netsave Account | Visit | 1.25% | 1.25%Ongoing cap: No cap | No cap | 5.40%4 mths | No cap | 4 mths | 0 | - | $0 | 0 | - | - | - | - | $0 | Credit Union SA | - |
| Christmas ClubDarling Downs Christmas Club | Visit | 1.20% | 1.20%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | $0 | Darling Downs | - |
| Education SaverDarling Downs Education Saver | Visit | 0.85% | 0.85%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | $0 | Darling Downs | - |
| Investment SavingsDarling Downs Investment Savings | Visit | 0.75% | 0.75%Ongoing cap: $50K | $50K | - | - | - | - | - | - | - | - | - | - | - | $0 | Darling Downs | - |
| Smart SaverDarling Downs Smart Saver | Visit | 0.75% | 0.75%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | $0 | Darling Downs | - |
| Cadet SaverDefence Cadet Saver | Visit | 5.25% | 5.25%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 12 | 17 | $0 | Defence | - |
| iSaverDefence iSaver | Visit | 0.50% | 0.50%Ongoing cap: No cap | No cap | 5.25%6 mths | $250K | 6 mths | 0 | - | $0 | 0 | - | - | - | - | $0 | Defence | - |
| Kids Club SavingsDefence Kids Club Savings | Visit | 5.25% | 5.25%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | 11 | $0 | Defence | - |
| Max E SaverDefence Max E Saver | Visit | 0.10% | 5.20%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | - | 0 | - | - | $0 | Defence | - |
| Salute AccountDefence Salute Account | Visit | 4.00% | 4.00%Ongoing cap: No cap | No cap | 5.75%12 mths | $250K | 12 mths | 0 | - | $0 | 0 | - | - | - | - | $0 | Defence | - |
| Teen SaverDefence Teen Saver | Visit | 5.25% | 5.25%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 12 | 17 | $0 | Defence | - |
| Bonus SaverDnister Bonus Saver | Visit | 0.05% | 5.15%Ongoing cap: No cap | No cap | - | - | - | - | $20 | - | - | - | 0 | - | - | $0 | Dnister | - |
| Max SaverDnister Max Saver | Visit | 0.05% | 5.25%Ongoing cap: $1M | $1M | 5.35%1 mths | $1M | 1 mths | - | $1,500 | - | - | - | 4 | - | - | $0 | Dnister | $1,000 |
| Flex Savereasystreet Flex Saver | Visit | 5.30% | 5.30%Ongoing cap: $3M | $3M | - | - | - | 0 | - | $0 | 0 | - | - | 18 | - | $0 | easystreet | - |
| S5 High InterestFSCU S5 High Interest | Visit | 3.50% | 3.50%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | $0 | FSCU | - |
| Essential SaverFirefighters Mutual Essential Saver | Visit | 5.25% | 5.25%Ongoing cap: $1M | $1M | - | - | - | - | - | $0 | 0 | - | - | - | - | $0 | Firefighters Mutual | - |
| Momentum SaverFirefighters Mutual Momentum Saver | Visit | 0.10% | 5.35%Ongoing cap: $250K | $250K | - | - | - | - | $100 | $0 | 0 | - | 0 | - | - | $0 | Firefighters Mutual | - |
| Pension AdvantageFirefighters Mutual Pension Advantage | Visit | 3.25% | 3.25%Ongoing cap: No cap | No cap | - | - | - | - | - | $0 | 0 | - | - | - | - | $0 | Firefighters Mutual | - |
| Starter SaverFirefighters Mutual Starter Saver | Visit | 5.50% | 5.50%Ongoing cap: $50K | $50K | - | - | - | - | - | $0 | 0 | - | - | - | - | $0 | Firefighters Mutual | - |
| Christmas SaverFirst Option Christmas Saver | Visit | 2.25% | 2.25%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $5 | First Option | - |
| Kids Bonus SaverFirst Option Kids Bonus Saver | Visit | 0.05% | 2.58%Ongoing cap: Tiered | Tiered | - | - | - | 1 | $5 | $0 | 0 | - | 0 | 0 | 17 | $0 | First Option | - |
| Save AccountFirst Option Save Account | Visit | 3.33% | 3.33%Ongoing cap: Tiered | Tiered | 4.83%4 mths | Tiered | 4 mths | 0 | - | $0 | 0 | - | - | - | - | $5 | First Option | - |
| Savings + BonusFirst Option Savings + Bonus | Visit | 0.25% | 5.00%Ongoing cap: $250K | $250K | - | - | - | 1 | $100 | $0 | 0 | - | 0 | - | - | $5 | First Option | - |
| Special PurposeFirst Option Special Purpose | Visit | 0.50% | 0.50%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $5 | First Option | - |
| Christmas ClubGateway Christmas Club | Visit | 3.25% | 3.25%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Gateway | - |
| Dollaroo Junior SaversGateway Dollaroo Junior Savers | Visit | 4.00% | 4.00%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 0 | 15 | $0 | Gateway | - |
| eMax Saver AccountGateway eMax Saver Account | Visit | 4.20% | 4.20%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Gateway | - |
| Goal SaverGateway Goal Saver | Visit | 0.10% | 4.60%Ongoing cap: $100K | $100K | - | - | - | 0 | - | $250 | 0 | - | - | - | - | $0 | Gateway | - |
| Achieve SaverGeelong Achieve Saver | Visit | 1.08% | 2.68%Ongoing cap: Tiered | Tiered | - | - | - | - | $50 | $0 | 0 | - | 1 | 18 | - | $0 | Geelong | - |
| Early Bird Christmas Club AccountGeelong Early Bird Christmas Club Account | Visit | 4.00% | 4.00%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Geelong | - |
| iSaverGeelong iSaver | Visit | 1.30% | 2.96%Ongoing cap: $250K | $250K | - | - | - | - | $200 | $0 | 0 | - | - | 18 | - | $0 | Geelong | - |
| Online Saver AccountGeelong Online Saver Account | Visit | 1.75% | 1.75%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Geelong | - |
| Senior SaversGeelong Senior Savers | Visit | 1.61% | 1.61%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Geelong | - |
| Young Achiever SavingsGeelong Young Achiever Savings | Visit | 1.40% | 3.35%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | - | 0 | - | 17 | $0 | Geelong | - |
| Advantage SaverGMCU Advantage Saver | Visit | 0.01% | 4.55%Ongoing cap: No cap | No cap | - | - | - | - | $20 | $0 | 0 | - | 0 | - | - | $0 | GMCU | - |
| Christmas SaverGMCU Christmas Saver | Visit | 1.10% | 1.10%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | GMCU | - |
| My FreedomGMCU My Freedom | Visit | 1.96% | 1.96%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $0 | GMCU | - |
| Online SaverGMCU Online Saver | Visit | 1.05% | 1.05%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | GMCU | - |
| Everyday Saver accountGreat Southern Everyday Saver account | Visit | 5.05% | 5.05%Ongoing cap: $750K | $750K | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Great Southern | - |
| Future Saver AccountGreat Southern Future Saver Account | Visit | 0.10% | 5.10%Ongoing cap: $500K | $500K | - | - | - | 0 | - | $250 | 0 | - | - | 18 | - | $0 | Great Southern | - |
| Goal Saver AccountGreat Southern Goal Saver Account | Visit | 0.50% | 5.60%Ongoing cap: $50K | $50K | - | - | - | 1 | $500 | $0 | 5 | - | - | 18 | 24 | $0 | Great Southern | - |
| Home Saver AccountGreat Southern Home Saver Account | Visit | 0.50% | 5.50%Ongoing cap: $100K | $100K | - | - | - | 1 | $2,000 | $0 | 5 | - | - | 18 | - | $0 | Great Southern | - |
| Youth eSaver AccountGreat Southern Youth eSaver Account | Visit | 1.95% | 1.95%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | 17 | $0 | Great Southern | - |
| Bonus SaverGreater Bank Bonus Saver | Visit | 0.00% | 4.25%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | - | 0 | - | - | $0 | Greater Bank | - |
| Life SaverGreater Bank Life Saver | Visit | 0.00% | 5.50%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0.01 | 0 | - | - | - | - | $0 | Greater Bank | - |
| Retirement PlusGreater Bank Retirement Plus | Visit | 1.32% | 1.32%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Greater Bank | - |
| Essential SaverHP Essential Saver | Visit | 5.25% | 5.25%Ongoing cap: $1M | $1M | - | - | - | - | - | $0 | 0 | - | - | - | - | $0 | HP | - |
| Momentum SaverHP Momentum Saver | Visit | 0.10% | 5.35%Ongoing cap: $250K | $250K | - | - | - | - | $100 | $0 | 0 | - | 0 | - | - | $0 | HP | - |
| Pension AdvantageHP Pension Advantage | Visit | 3.25% | 3.25%Ongoing cap: No cap | No cap | - | - | - | - | - | $0 | 0 | - | - | - | - | $0 | HP | - |
| Starter SaverHP Starter Saver | Visit | 5.50% | 5.50%Ongoing cap: $50K | $50K | - | - | - | - | - | $0 | 0 | - | - | - | - | $0 | HP | - |
| MySavings accountHeartland MySavings account | Visit | 4.55% | 4.55%Ongoing cap: $2M | $2M | - | - | - | 0 | - | $0 | 0 | - | - | 14 | - | $0 | Heartland | - |
| Christmas ClubHorizon Christmas Club | Visit | 2.25% | 2.25%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 13 | - | $0 | Horizon | - |
| Horizon DirectHorizon Direct | Visit | 3.50% | 3.50%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Horizon | - |
| Reward SaverHorizon Reward Saver | Visit | 0.00% | 3.75%Ongoing cap: No cap | No cap | 4.75%3 mths | No cap | 3 mths | - | $50 | $0 | 0 | - | 0 | 13 | - | $0 | Horizon | - |
| Super SaverHorizon Super Saver | Visit | 2.25% | 5.25%Ongoing cap: No cap | No cap | - | - | - | - | $2 | $0 | 0 | - | 0 | 0 | 12 | $0 | Horizon | - |
| Teen SaverHorizon Teen Saver | Visit | 4.25% | 4.25%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 13 | 17 | $0 | Horizon | - |
| Youth Reward SaverHorizon Youth Reward Saver | Visit | 2.25% | 5.25%Ongoing cap: No cap | No cap | - | - | - | - | $10 | $0 | 0 | - | 0 | 13 | 17 | $0 | Horizon | - |
| Clancy KoalaHume Clancy Koala | Visit | 0.01% | 5.30%Ongoing cap: No cap | No cap | - | - | - | 1 | $10 | $0 | 0 | - | 0 | 0 | 11 | $0 | Hume | - |
| iSaveHume iSave | Visit | 3.50% | 3.50%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 12 | - | $0 | Hume | - |
| Retirement AccountHume Retirement Account | Visit | 2.00% | 2.00%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Hume | - |
| Reward SaverHume Reward Saver | Visit | 0.01% | 5.30%Ongoing cap: No cap | No cap | - | - | - | 1 | $10 | $0 | 0 | - | 0 | 12 | - | $0 | Hume | - |
| Christmas Club AccountIMB Christmas Club Account | Visit | 0.00% | 3.50%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | IMB | - |
| Everyday 50PLUS AccountIMB Everyday 50PLUS Account | Visit | 1.19% | 1.19%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | IMB | - |
| Reward Saver AccountIMB Reward Saver Account | Visit | 0.00% | 3.45%Ongoing cap: $1M | $1M | 5.60%4 mths | $1M | 4 mths | 1 | $50 | $0 | 0 | - | 0 | - | - | $0 | IMB | - |
| Reward Saver Kick StartIMB Reward Saver Kick Start | Visit | 0.00% | 5.60%Ongoing cap: $100K | $100K | - | - | - | 1 | $20 | $0 | 0 | - | 0 | 13 | 29 | $0 | IMB | - |
| Zoo AccountIMB Zoo Account | Visit | 0.10% | 4.75%Ongoing cap: No cap | No cap | - | - | - | 1 | $10 | $0 | 0 | - | 0 | 0 | 12 | $0 | IMB | - |
| Savings AcceleratorING Savings Accelerator | Visit | 5.05% | 5.05%Ongoing cap: $2M | $2M | - | - | - | 0 | - | $0 | 0 | - | - | 18 | - | $0 | ING | - |
| Savings BoosterING Savings Booster | Visit | 2.50% | 5.65%Ongoing cap: $500K | $500K | 6.25%4 mths | $500K | 4 mths | 0 | - | $100 | 0 | - | - | 18 | - | $0 | ING | - |
| Savings MaximiserING Savings Maximiser | Visit | 0.01% | 5.75%Ongoing cap: $100K | $100K | - | - | - | - | $1,000 | $0.01 | 5 | - | - | 18 | - | $0 | ING | - |
| Personal Savings AccountJudo Personal Savings Account | Visit | 0.05% | 5.60%Ongoing cap: $250K | $250K | - | - | - | 1 | $300 | $0 | 0 | - | - | 18 | - | $0 | Judo | - |
| eSaverLCU eSaver | Visit | 1.00% | 1.00%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | 8 | - | $0 | LCU | - |
| Young & Free Student AccountLCU Young & Free Student Account | Visit | 2.07% | 2.07%Ongoing cap: Tiered | Tiered | - | - | - | - | - | - | - | - | - | 8 | 25 | $0 | LCU | - |
| Macquarie Savings AccountMacquarie Savings Account | Visit | 5.25% | 5.25%Ongoing cap: $250K | $250K | - | - | - | 0 | - | $0 | 0 | - | - | 12 | - | $0 | Macquarie | - |
| HomeMEME HomeME | Visit | 0.05% | 5.60%Ongoing cap: $1M | $1M | - | - | - | 1 | $2,000 | $0 | 0 | - | - | 14 | - | $0 | ME | - |
| SaveMEME SaveME | Visit | 0.05% | 4.60%Ongoing cap: $500K | $500K | - | - | - | 0 | - | $0 | 4 | - | - | 14 | - | $0 | ME | - |
| Bonus SaverMOVE Bonus Saver | Visit | 0.10% | 5.35%Ongoing cap: $250K | $250K | - | - | - | 1 | $200 | $0 | 0 | - | 0 | - | - | $0 | MOVE | - |
| Express SaverMOVE Express Saver | Visit | 1.10% | 1.10%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | MOVE | - |
| Growth SaverMOVE Growth Saver | Visit | 0.10% | 5.65%Ongoing cap: $25K | $25K | - | - | - | 1 | $200 | $0 | 0 | - | 0 | - | - | $0 | MOVE | - |
| Online SaverMOVE Online Saver | Visit | 4.80% | 4.80%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | MOVE | - |
| Hello Saver accountMyState Hello Saver account | Visit | 5.25% | 5.25%Ongoing cap: $500K | $500K | 5.65%4 mths | $500K | 4 mths | 0 | - | $0 | 0 | - | - | - | - | $0 | MyState | - |
| NAB iSaverNAB iSaver | Visit | 1.85% | 1.85%Ongoing cap: No cap | No cap | 5.50%4 mths | $20M | 4 mths | 0 | - | $0 | 0 | - | - | - | - | $0 | NAB | - |
| NAB Retirement AccountNAB Retirement Account | Visit | 1.11% | 1.11%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | NAB | - |
| NAB Reward SaverNAB Reward Saver | Visit | 0.01% | 5.25%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | - | 0 | - | - | $0 | NAB | - |
| Online Savings Account (including Intro)Newcastle Online Savings Account (including Intro) | Visit | 1.00% | 1.00%Ongoing cap: No cap | No cap | 5.25%3 mths | No cap | 3 mths | 0 | - | $0 | 0 | - | - | - | - | $0 | Newcastle | - |
| Smart Saver AccountNewcastle Smart Saver Account | Visit | 0.05% | 5.00%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0.01 | 0 | - | 2 | 25 | - | $0 | Newcastle | - |
| Smart Saver Account (under 25)Newcastle Smart Saver Account (under 25) | Visit | 0.05% | 6.00%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0.01 | 0 | - | 2 | - | 24 | $0 | Newcastle | - |
| Special Monthly Interest Newcastle Special Monthly Interest | Visit | 0.99% | 0.99%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Newcastle | - |
| Christmas Club AccountNICU Christmas Club Account | Visit | 0.05% | 0.05%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | $0 | NICU | - |
| Internet SaverNICU Internet Saver | Visit | 2.15% | 2.15%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | $0 | NICU | - |
| Hi Saver AccountP&N Hi Saver Account | Visit | 0.05% | 0.05%Ongoing cap: No cap | No cap | 5.60%4 mths | $5M | 4 mths | 0 | - | $0 | 0 | - | - | 12 | - | $0 | P&N | - |
| Momentum AccountP&N Momentum Account | Visit | 1.23% | 1.23%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $0 | P&N | - |
| Savvy Saver AccountP&N Savvy Saver Account | Visit | 0.20% | 5.25%Ongoing cap: $100K | $100K | - | - | - | 1 | $500 | $0 | 5 | - | - | 18 | - | $0 | P&N | - |
| Smart Saver AccountP&N Smart Saver Account | Visit | 0.50% | 5.10%Ongoing cap: $250K | $250K | - | - | - | 1 | $100 | $0 | 0 | - | 0 | 18 | - | $0 | P&N | - |
| Way Cool SaverP&N Way Cool Saver | Visit | 0.71% | 0.71%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | 15 | $0 | P&N | - |
| Dream FundPeople First Dream Fund | Visit | 0.01% | 5.55%Ongoing cap: $100K | $100K | - | - | - | 0 | - | $0.01 | 0 | - | - | - | - | $0 | People First | - |
| Online Saver Account (Heritage)People First Online Saver Account (Heritage) | Visit | 3.20% | 3.20%Ongoing cap: No cap | No cap | 4.60%4 mths | $100K | 4 mths | 0 | - | $0 | 0 | - | - | - | - | $0 | People First | - |
| Target Bonus Account (Heritage)People First Target Bonus Account (Heritage) | Visit | 0.01% | 4.25%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | - | 0 | - | - | $0 | People First | - |
| Youth Target Bonus Account (Heritage)People First Youth Target Bonus Account (Heritage) | Visit | 0.01% | 4.25%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | - | 0 | - | - | $0 | People First | - |
| Bonus Saver AccountPolice Bank Bonus Saver Account | Visit | 0.05% | 4.55%Ongoing cap: No cap | No cap | - | - | - | 1 | $100 | $0 | 0 | - | 0 | - | - | $0 | Police Bank | - |
| Dynamo/Flex Account (Dynamo, ages 0–12)Police Bank Dynamo/Flex Account (Dynamo, ages 0–12) | Visit | 0.40% | 2.65%Ongoing cap: $50K | $50K | - | - | - | 1 | $20 | $0 | 0 | - | 0 | 0 | 12 | $0 | Police Bank | - |
| Dynamo/Flex Account (Flex, ages 13–17)Police Bank Dynamo/Flex Account (Flex, ages 13–17) | Visit | 0.40% | 2.65%Ongoing cap: $50K | $50K | - | - | - | 1 | $20 | $0 | 0 | - | 0 | 13 | 17 | $0 | Police Bank | - |
| Retirement Plus AccountPolice Bank Retirement Plus Account | Visit | 2.50% | 2.50%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $0 | Police Bank | - |
| Savings Plus AccountPolice Bank Savings Plus Account | Visit | 0.90% | 0.90%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0 | 0 | - | - | 18 | - | $0 | Police Bank | - |
| U30 SUPER CHARGE AccountPolice Bank U30 SUPER CHARGE Account | Visit | 2.20% | 2.20%Ongoing cap: Tiered | Tiered | - | - | - | - | - | $0 | 0 | - | - | 18 | 29 | $0 | Police Bank | - |
| Beans SavingsPolice CU Beans Savings | Visit | 0.20% | 5.00%Ongoing cap: No cap | No cap | - | - | - | - | $10 | - | - | - | 0 | 0 | 17 | $0 | Police CU | - |
| Focus SaverPolice CU Focus Saver | Visit | 0.00% | 5.00%Ongoing cap: No cap | No cap | - | - | - | - | $200 | - | - | - | 0 | 18 | - | $0 | Police CU | - |
| iSavingsPolice CU iSavings | Visit | 2.20% | 2.20%Ongoing cap: $100K | $100K | - | - | - | - | - | - | - | - | - | - | - | $0 | Police CU | - |
| Bonus SaverQBANK Bonus Saver | Visit | 0.01% | 5.20%Ongoing cap: $1M | $1M | - | - | - | - | $200 | - | - | - | 0 | - | - | $0 | QBANK | - |
| Intro SaverQBANK Intro Saver | Visit | 2.70% | 2.70%Ongoing cap: No cap | No cap | 5.60%Up to 5 mths | $250K | Up to 5 mths | - | - | - | - | - | - | - | - | $0 | QBANK | - |
| NetLink DirectQBANK NetLink Direct | Visit | 2.70% | 2.70%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | $0 | QBANK | - |
| Pension PlusQBANK Pension Plus | Visit | 1.36% | 1.36%Ongoing cap: Tiered | Tiered | - | - | - | - | - | - | - | - | - | - | - | $0 | QBANK | - |
| Teen NetLink DirectQBANK Teen NetLink Direct | Visit | 3.10% | 3.10%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | 13 | 17 | $0 | QBANK | - |
| Bonus SaverQudos Bank Bonus Saver | Visit | 0.10% | 5.35%Ongoing cap: $100K | $100K | - | - | - | 1 | - | $0 | 0 | - | 0 | - | - | $0 | Qudos Bank | - |
| Qantas Points SaverQudos Bank Qantas Points Saver | Visit | 4.50% | 4.50%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Qudos Bank | - |
| QsaverQudos Bank Qsaver | Visit | 4.60% | 4.60%Ongoing cap: $500K | $500K | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Qudos Bank | - |
| Bonus SaverQld Country Bonus Saver | Visit | 0.15% | 4.55%Ongoing cap: No cap | No cap | - | - | - | 1 | $20 | $0 | 0 | - | 0 | 18 | - | $0 | Qld Country | - |
| Christmas ClubQld Country Christmas Club | Visit | 2.70% | 2.70%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 13 | - | $0 | Qld Country | - |
| Future Start SavingsQld Country Future Start Savings | Visit | 0.15% | 4.55%Ongoing cap: No cap | No cap | - | - | - | 1 | $5 | $0 | 0 | - | 1 | 18 | 23 | $0 | Qld Country | - |
| Online SaverQld Country Online Saver | Visit | 3.00% | 3.00%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 13 | - | $0 | Qld Country | - |
| Pension PlusQld Country Pension Plus | Visit | 3.30% | 3.30%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 65 | - | $0 | Qld Country | - |
| Star SaverQld Country Star Saver | Visit | 3.35% | 3.35%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | 0 | 12 | $0 | Qld Country | - |
| Student Money SaverQld Country Student Money Saver | Visit | 0.15% | 4.55%Ongoing cap: No cap | No cap | - | - | - | 1 | $5 | $0 | 0 | - | 1 | 0 | 17 | $0 | Qld Country | - |
| 31 day Notice SaverRabobank 31 day Notice Saver | Visit | 4.85% | 4.85%Ongoing cap: $250K | $250K | - | - | - | 0 | - | $0 | 0 | - | - | 18 | - | $0 | Rabobank | - |
| 60 day Notice SaverRabobank 60 day Notice Saver | Visit | 4.90% | 4.90%Ongoing cap: $250K | $250K | - | - | - | 0 | - | $0 | 0 | - | - | 18 | - | $0 | Rabobank | - |
| 90 day Notice SaverRabobank 90 day Notice Saver | Visit | 4.95% | 4.95%Ongoing cap: $250K | $250K | - | - | - | 0 | - | $0 | 0 | - | - | 18 | - | $0 | Rabobank | - |
| High Interest Savings AccountRabobank High Interest Savings Account | Visit | 4.15% | 4.15%Ongoing cap: $250K | $250K | 6.15%4 mths | $250K | 4 mths | 0 | - | $0 | 0 | - | - | 18 | - | $0 | Rabobank | - |
| PremiumSaverRabobank PremiumSaver | Visit | 0.80% | 5.65%Ongoing cap: $250K | $250K | - | - | - | 0 | - | $200 | 0 | - | - | 18 | - | $0 | Rabobank | - |
| PurposeSaverRabobank PurposeSaver | Visit | 3.40% | 3.40%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 18 | - | $0 | Rabobank | - |
| Advantage Plus AccountRACQ Advantage Plus Account | Visit | 1.60% | 1.60%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $0 | RACQ | - |
| Bonus Saver AccountRACQ Bonus Saver Account | Visit | 0.01% | 6.00%Ongoing cap: $100K | $100K | - | - | - | 1 | $100 | $0 | 0 | - | 0 | 13 | - | $0 | RACQ | - |
| eSave AccountRACQ eSave Account | Visit | 3.25% | 3.25%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 13 | - | $0 | RACQ | - |
| Freedom Retirement AccountRegional Aust Freedom Retirement Account | Visit | 1.03% | 1.03%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Regional Aust | - |
| Internet Maximiser AccountRegional Aust Internet Maximiser Account | Visit | 3.25% | 3.25%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Regional Aust | - |
| Savings AccountRegional Aust Savings Account | Visit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | Regional Aust | - |
| Savings Booster AccountRegional Aust Savings Booster Account | Visit | 0.00% | 5.00%Ongoing cap: $250K | $250K | - | - | - | 1 | $100 | $0 | 0 | - | 0 | - | - | $0 | Regional Aust | - |
| Revolut Instant Access SavingsRevolut Instant Access Savings | Visit | 3.00% | 3.00%Ongoing cap: $1M | $1M | 6.25%3 mths | $50K | 3 mths | 0 | - | $0 | 0 | - | - | 18 | - | $0 | Revolut | - |
| Revolut Instant Access Savings (Metal)Revolut Instant Access Savings (Metal) | Visit | 4.60% | 4.60%Ongoing cap: $250K | $250K | 6.25%3 mths | $50K | 3 mths | 0 | - | $0 | 0 | - | - | 18 | - | $28.99 | Revolut | - |
| Revolut Instant Access Savings (Plus)Revolut Instant Access Savings (Plus) | Visit | 3.00% | 3.00%Ongoing cap: $1M | $1M | 6.25%3 mths | $50K | 3 mths | 0 | - | $0 | 0 | - | - | 18 | - | $5.99 | Revolut | - |
| Revolut Instant Access Savings (Premium)Revolut Instant Access Savings (Premium) | Visit | 3.90% | 3.90%Ongoing cap: $250K | $250K | 6.25%3 mths | $50K | 3 mths | 0 | - | $0 | 0 | - | - | 18 | - | $11.99 | Revolut | - |
| Revolut Instant Access Savings (Ultra)Revolut Instant Access Savings (Ultra) | Visit | 5.30% | 5.30%Ongoing cap: $250K | $250K | 6.25%3 mths | $50K | 3 mths | 0 | - | $0 | 0 | - | - | 18 | - | $99.99 | Revolut | - |
| Revolut Kids & Teens Instant Access SavingsRevolut Kids & Teens Instant Access Savings | Visit | - | Max $699 | - | - | - | - | - | - | - | - | - | - | 6 | 15 | $0 | Revolut | - |
| Revolut Kids & Teens Instant Access Savings (Metal)Revolut Kids & Teens Instant Access Savings (Metal) | Visit | - | Max $699 | - | - | - | - | - | - | - | - | - | - | 6 | 15 | $28.99 | Revolut | - |
| Revolut Kids & Teens Instant Access Savings (Plus)Revolut Kids & Teens Instant Access Savings (Plus) | Visit | - | Max $699 | - | - | - | - | - | - | - | - | - | - | 6 | 15 | $5.99 | Revolut | - |
| Revolut Kids & Teens Instant Access Savings (Premium)Revolut Kids & Teens Instant Access Savings (Premium) | Visit | - | Max $699 | - | - | - | - | - | - | - | - | - | - | 6 | 15 | $11.99 | Revolut | - |
| Revolut Kids & Teens Instant Access Savings (Ultra)Revolut Kids & Teens Instant Access Savings (Ultra) | Visit | - | Max $699 | - | - | - | - | - | - | - | - | - | - | 6 | 15 | $99.99 | Revolut | - |
| EASY ACCESS 50+Southern Cross EASY ACCESS 50+ | Visit | 0.63% | 0.63%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | 50 | - | $5 | Southern Cross | - |
| LITTLE STAR SAVERSouthern Cross LITTLE STAR SAVER | Visit | 1.00% | 5.20%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0 | 0 | - | 0 | 0 | 14 | $0 | Southern Cross | - |
| STAR SAVERSouthern Cross STAR SAVER | Visit | 1.00% | 5.20%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $100 | 0 | - | - | 14 | - | $0 | Southern Cross | - |
| Incentive Saver (21 or over)St.George Incentive Saver (21 or over) | Visit | 0.01% | 5.40%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $50 | 0 | - | - | 21 | - | $0 | St.George | - |
| Incentive Saver (Under 21)St.George Incentive Saver (Under 21) | Visit | 0.01% | 5.40%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0.01 | 0 | - | - | - | 20 | $0 | St.George | - |
| Maxi SaverSt.George Maxi Saver | Visit | 1.25% | 1.25%Ongoing cap: No cap | No cap | 5.15%3 mths | No cap | 3 mths | 0 | - | $0 | 0 | - | - | - | - | $0 | St.George | - |
| Maxi Saver (Online only)St.George Maxi Saver (Online only) | Visit | 1.25% | 1.25%Ongoing cap: No cap | No cap | 5.60%3 mths | No cap | 3 mths | 0 | - | $0 | 0 | - | - | - | - | $0 | St.George | - |
| Retirement Access AccountSt.George Retirement Access Account | Visit | 1.19% | 1.19%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $0 | St.George | - |
| Bonus SaverSummerland Bonus Saver | Visit | 0.25% | 5.00%Ongoing cap: No cap | No cap | - | - | - | - | $100 | $0 | 0 | - | 0 | - | - | $0 | Summerland | - |
| iSave OnlineSummerland iSave Online | Visit | 2.65% | 2.65%Ongoing cap: No cap | No cap | 5.70%90 days | No cap | 90 days | 0 | - | $0 | 0 | - | - | 12 | - | $0 | Summerland | - |
| Money SenseSummerland Money Sense | Visit | 3.15% | 3.15%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 12 | 17 | $0 | Summerland | - |
| SupersaverSummerland Supersaver | Visit | 3.15% | 3.15%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | 17 | $0 | Summerland | - |
| Growth Saver AccountSuncorp Growth Saver Account | Visit | 0.10% | 5.35%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $200 | 0 | - | 1 | 11 | - | $0 | Suncorp | - |
| Kids SavingsSuncorp Kids Savings | Visit | 0.35% | 4.55%Ongoing cap: No cap | No cap | - | - | - | 1 | $20 | $0 | 0 | - | 1 | - | 17 | $0 | Suncorp | - |
| Christmas ClubSWSbank Christmas Club | Visit | 0.75% | 0.75%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | $0 | SWSbank | - |
| Online SaverSWSbank Online Saver | Visit | 2.00% | 2.00%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | 10 | - | $0 | SWSbank | - |
| Essential Saver accountTeachers Mutual Essential Saver account | Visit | 5.25% | 5.25%Ongoing cap: $1M | $1M | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Teachers Mutual | - |
| MOMENTUM SAVERTeachers Mutual MOMENTUM SAVER | Visit | 0.10% | 5.35%Ongoing cap: $250K | $250K | - | - | - | - | $100 | $0 | 0 | - | 0 | - | - | $0 | Teachers Mutual | - |
| Pension Advantage accountTeachers Mutual Pension Advantage account | Visit | 3.25% | 3.25%Ongoing cap: No cap | No cap | - | - | - | - | - | $0 | 0 | - | - | - | - | $0 | Teachers Mutual | - |
| Starter Saver accountTeachers Mutual Starter Saver account | Visit | 5.50% | 5.50%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Teachers Mutual | - |
| Bonus Saver AccountCapricornian Bonus Saver Account | Visit | 0.10% | 5.00%Ongoing cap: $250K | $250K | - | - | - | - | $100 | $0 | 0 | - | 0 | - | - | $0 | Capricornian | - |
| Everyday Saver AccountCapricornian Everyday Saver Account | Visit | 0.10% | 0.10%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Capricornian | - |
| iSaverCapricornian iSaver | Visit | 0.36% | 0.36%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Capricornian | - |
| Pension Access AccountCapricornian Pension Access Account | Visit | 0.31% | 0.31%Ongoing cap: Tiered | Tiered | - | - | - | - | - | $0 | 0 | - | - | 65 | - | $0 | Capricornian | - |
| Youth Access AccountCapricornian Youth Access Account | Visit | 1.85% | 1.85%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | 16 | $0 | Capricornian | - |
| Christmas Saver AccountTHE MAC Christmas Saver Account | Visit | 1.50% | 1.50%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | - | THE MAC | - |
| eSaver AccountTHE MAC eSaver Account | Visit | 1.90% | 1.90%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | - | THE MAC | - |
| Bonus SaverThe Mutual Bonus Saver | Visit | 0.00% | 4.00%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | - | 0 | 12 | - | $0 | The Mutual | - |
| Christmas ClubThe Mutual Christmas Club | Visit | 1.00% | 1.00%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 12 | - | $0 | The Mutual | - |
| Internet SaverThe Mutual Internet Saver | Visit | 3.25% | 3.25%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 12 | - | $0 | The Mutual | - |
| Mighty Mutual AccountThe Mutual Mighty Mutual Account | Visit | 4.25% | 4.68%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | 0 | - | 17 | $0 | The Mutual | - |
| Retirement AccountThe Mutual Retirement Account | Visit | 0.25% | 0.25%Ongoing cap: $25K | $25K | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | The Mutual | - |
| Christmas Club AccountTCU Christmas Club Account | Visit | 2.25% | 2.25%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | 13 | - | $0 | TCU | - |
| Christmas Club AccountTransport Mutual Christmas Club Account | Visit | 3.00% | 3.00%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Transport Mutual | - |
| Kids Saver AccountTransport Mutual Kids Saver Account | Visit | 1.42% | 1.42%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | - | 16 | $0 | Transport Mutual | - |
| Premium Savers AccountTransport Mutual Premium Savers Account | Visit | 2.25% | 2.25%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Transport Mutual | - |
| Redifund AccountTransport Mutual Redifund Account | Visit | 1.15% | 1.15%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | Transport Mutual | - |
| Save accountubank Save account | Visit | 0.00% | 5.35%Ongoing cap: $1M | $1M | 6.25%4 mths | $1M | 4 mths | 0 | - | $1 | 0 | - | - | 16 | - | $0 | ubank | - |
| Save account (Shared)ubank Save account (Shared) | Visit | 0.00% | 5.35%Ongoing cap: $2M | $2M | 6.25%4 mths | $2M | 4 mths | 0 | - | $1 | 0 | - | - | 16 | - | $0 | ubank | - |
| Essential Saver AccountUniBank Essential Saver Account | Visit | 5.25% | 5.25%Ongoing cap: $1M | $1M | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | UniBank | - |
| Momentum SaverUniBank Momentum Saver | Visit | 0.10% | 5.35%Ongoing cap: $250K | $250K | - | - | - | - | $100 | $0 | 0 | - | 0 | - | - | $0 | UniBank | - |
| Pension Advantage AccountUniBank Pension Advantage Account | Visit | 3.25% | 3.25%Ongoing cap: No cap | No cap | - | - | - | - | - | $0 | 0 | - | - | - | - | $0 | UniBank | - |
| Starter Saver AccountUniBank Starter Saver Account | Visit | 5.50% | 5.50%Ongoing cap: $50K | $50K | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $0 | UniBank | - |
| Bonus Saver AccountUnity Bank Bonus Saver Account | Visit | 0.10% | 4.60%Ongoing cap: No cap | No cap | - | - | - | 1 | $100 | $0 | 0 | - | 0 | - | - | $5 | Unity Bank | - |
| Christmas Saver AccountUnity Bank Christmas Saver Account | Visit | 0.50% | 0.50%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $5 | Unity Bank | - |
| MoneyMAXUnity Bank MoneyMAX | Visit | 4.50% | 4.50%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $5 | Unity Bank | - |
| Pensioner Plus AccountUnity Bank Pensioner Plus Account | Visit | 2.25% | 2.25%Ongoing cap: $48.6K | $48.6K | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $5 | Unity Bank | - |
| Up Essentials SaverUp Essentials Saver | Visit | 2.00% | 2.00%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 16 | - | $0 | Up | - |
| Up Essentials Saver (2Up)Up Essentials Saver (2Up) | Visit | 2.00% | 2.00%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | 16 | - | $0 | Up | - |
| Up Saver (2Up Flow)Up Saver (2Up Flow) | Visit | 0.00% | 2.00%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 5 | - | - | 16 | - | $0 | Up | - |
| Up Saver (2Up Grow)Up Saver (2Up Grow) | Visit | 0.00% | 5.60%Ongoing cap: $250K | $250K | - | - | - | 0 | - | $0 | 5 | - | 0 | 16 | - | $0 | Up | - |
| Up Saver (Flow)Up Saver (Flow) | Visit | 0.00% | 2.00%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 5 | - | - | 16 | - | $0 | Up | - |
| Up Saver (Grow)Up Saver (Grow) | Visit | 0.00% | 5.60%Ongoing cap: $250K | $250K | - | - | - | 0 | - | $0 | 5 | - | 0 | 16 | - | $0 | Up | - |
| Virgin Money Boost Saver (18 or over)Virgin Money Boost Saver (18 or over) | Visit | 0.05% | 5.30%Ongoing cap: $250K | $250K | - | - | - | 1 | $1,000 | $0 | - | 5 | - | 18 | - | $0 | Virgin Money | - |
| Virgin Money Boost Saver (Lock Saver, 32-day notice, 18 or over)Virgin Money Boost Saver (Lock Saver, 32-day notice, 18 or over) | Visit | 0.55% | 5.80%Ongoing cap: $250K | $250K | - | - | - | 1 | $1,000 | $0 | - | 5 | - | 18 | - | $0 | Virgin Money | - |
| Virgin Money Boost Saver (Under 18)Virgin Money Boost Saver (Under 18) | Visit | 0.05% | 5.30%Ongoing cap: $250K | $250K | - | - | - | 0 | $0 | $0 | 0 | 0 | - | 14 | 17 | $0 | Virgin Money | - |
| Virgin Money Grow Saver (18 or over)Virgin Money Grow Saver (18 or over) | Visit | 0.05% | 3.30%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | 0 | 1 | 18 | - | $0 | Virgin Money | - |
| Virgin Money Grow Saver (Lock Saver, 32-day notice, 18 or over)Virgin Money Grow Saver (Lock Saver, 32-day notice, 18 or over) | Visit | 2.25% | 5.50%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | 0 | 1 | 18 | - | $0 | Virgin Money | - |
| Virgin Money Grow Saver (Under 18)Virgin Money Grow Saver (Under 18) | Visit | 0.05% | 3.30%Ongoing cap: No cap | No cap | - | - | - | 0 | $0 | $0 | 0 | 0 | - | 14 | 17 | $0 | Virgin Money | - |
| Bump SavingsWestpac Bump Savings | Visit | 1.75% | 5.30%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0.01 | 0 | - | - | - | 17 | $0 | Westpac | - |
| Westpac 55+ and RetiredWestpac 55+ and Retired | Visit | 1.19% | 1.19%Ongoing cap: Tiered | Tiered | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $0 | Westpac | - |
| Westpac eSaverWestpac eSaver | Visit | 1.25% | 1.25%Ongoing cap: No cap | No cap | 5.05%5 mths | No cap | 5 mths | 0 | - | $0 | 0 | - | - | 14 | - | $0 | Westpac | - |
| Westpac eSaver (New customer)Westpac eSaver (New customer) | Visit | 1.25% | 1.25%Ongoing cap: No cap | No cap | 5.60%5 mths | No cap | 5 mths | 0 | - | $0 | 0 | - | - | 14 | - | $0 | Westpac | - |
| Westpac eSaver (Online only)Westpac eSaver (Online only) | Visit | 1.25% | 1.25%Ongoing cap: No cap | No cap | 5.50%5 mths | No cap | 5 mths | 0 | - | $0 | 0 | - | - | 14 | - | $0 | Westpac | - |
| Westpac LifeWestpac Life | Visit | 0.10% | 5.25%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0.01 | 0 | - | - | 18 | - | $0 | Westpac | - |
| Westpac Life (Spend&Save (18–40))Westpac Life (Spend&Save (18–40)) | Visit | 0.10% | 5.95%Ongoing cap: $150K | $150K | - | - | - | 1 | - | $0.01 | 20 | - | - | 18 | 40 | $0 | Westpac | - |
| Bonus Saver AccountWoolworths Team Bonus Saver Account | Visit | 0.10% | 4.90%Ongoing cap: $100K | $100K | - | - | - | 1 | $100 | - | - | - | 0 | 18 | - | $0 | Woolworths Team | - |
| Christmas ClubWoolworths Team Christmas Club | Visit | 2.10% | 2.10%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | - | Woolworths Team | - |
| NetPlusWoolworths Team NetPlus | Visit | 2.00% | 2.00%Ongoing cap: No cap | No cap | - | - | - | - | - | - | - | - | - | - | - | $0 | Woolworths Team | - |
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Source: noren.com.au
Reading the table
This table provides a comprehensive view of the high interest savings personal accounts currently advertised in Australia this month. Banks are constantly adjusting their products, Noren scans the full-suite of available products from the covered institutions on a daily basis so that you know the data presented is fresh.
Verified pricing: Noren shows a checkmark next to products that have been verified as up-to-date. The checkmark is removed when product data changes, this account's detail or the bank catalogue cannot be collected, or verification expires.
Verified pricing: Noren shows a checkmark next to products that have been verified as up-to-date. The checkmark is removed when product data changes, this account's detail or the bank catalogue cannot be collected, or verification expires.Top 5 ongoing savings accounts
These 5 accounts have the highest ongoing interest rates this month.
BOQ Future Saver (18–35 years) offers an ongoing variable rate of 6.00% provided you deposit $1,000, complete 5 eligible transactions, and hold the required linked account each month to qualify for the following month.
RACQ Bonus Saver Account offers an ongoing variable rate of 6.00% provided you deposit $100, make no debit transactions, and hold the required linked account each month.
Westpac Life (Spend&Save (18–40)) offers an ongoing variable rate of 5.95% provided you make at least one deposit, grow the balance by $0.01, and make 20 eligible card purchases each month.
Virgin Money Boost Saver (Lock Saver, 32-day notice, 18 or over) offers an ongoing variable rate of 5.80% provided you deposit $1,000, complete 5 eligible transactions, and hold the required linked account each month to qualify for the following month, with 32 days’ withdrawal notice.
ING Savings Maximiser offers an ongoing variable rate of 5.75% provided you deposit $1,000, grow the balance by $0.01, make 5 eligible card purchases, and hold the required linked account each month to qualify for the following month.
Top 5 intro savings accounts
These 5 accounts have the best introductory rates this month.
Bankwest Easy Saver (Interesting Rates competition winners) offers an introductory rate of 11.50% for the first 4 months, then an ongoing variable rate of 5.25%.
ING Savings Booster offers an introductory rate of 6.25% for the first 4 months, then an ongoing variable rate of 5.65%.
Revolut Instant Access Savings offers an introductory rate of 6.25% for the first 3 months, then an ongoing variable rate of 3.00%.
ubank Save account offers an introductory rate of 6.25% for the first 4 months, then an ongoing variable rate of 5.35%.
Rabobank High Interest Savings Account offers an introductory rate of 6.15% for the first 4 months, then an ongoing variable rate of 4.15%.
What to look for when comparing interest rates
- Ongoing versus introductory: Check when a welcome rate ends and what you will earn afterwards. Introductory offers may exclude existing customers.
- Bonus requirements: Compare deposit amounts, balance growth, purchases and settlement deadlines. Some activity qualifies you for the following month. Check the rate components you retain if a requirement is missed.
- Your balance: Check minimums, caps and tiers. A high rate may cover only part of your savings. Noren’s displayed rate is calculated at the stated balance.
- Withdrawals: Check whether taking money out affects bonus interest or requires advance notice.
- Eligibility and linked accounts: Check age, residency, sole or joint ownership, and any required transaction account.
- Fees: Include linked-account charges when weighing the interest you could earn.
- Rate changes: Variable rates can change. Check current provider terms, interest-payment timing and the pricing review date.
Further reading: Moneysmart’s guide to savings accounts.
Comparing the best ongoing rates from the big 4
The big 4 (CommBank, Westpac, NAB, and ANZ) usually don’t offer the best rates, but they do make banking easy for the everyday Aussie. Here are the current most competitive rates.
| GoalSaverCommBank GoalSaver | Visit | 5.25% | No cap | CommBank |
|---|---|---|---|---|
| Westpac LifeWestpac Life | Visit | 5.25% | No cap | Westpac |
| NAB Reward SaverNAB Reward Saver | Visit | 5.25% | No cap | NAB |
| ANZ Plus Growth SaverANZ Plus Growth Saver | Visit | 5.35% | $1B | ANZ |
Source: noren.com.au
Sharing
Use Share/Export above any table to copy a shareable link, export a CSV, or download a PDF. The exported data is based on your current filters and sort order.
For the full list of savings products, get the full report: 'Noren Savings Comparison 31 October 2026' (PDF).
'Noren Savings Comparison 31 October 2026' Glossary
- Product: The savings product name, combined with the bank name in the main comparison without repeating it. Where available, the name links to Noren’s product details. A checkmark identifies verified ongoing pricing.
- Link: Opens the provider’s product page or document in a new tab, where you can check its full terms, eligibility and current pricing.
- Base: The annual base interest rate at the comparison balance, before any conditional bonus. Check the product terms for the rate that applies if bonus conditions are not met.
- Ongoing: The total annual rate at the comparison balance after any introductory offer ends, assuming applicable ongoing bonus conditions are met. It includes the base rate and any qualifying bonus. In the main mobile table, the ongoing cap appears beneath the rate. The rate is not guaranteed for every customer. If the selected balance exceeds a reviewed account holding limit, Max $X links to a comparison at that maximum instead. A ≤ $X link marks the upper end of verified pricing, treatment above it is unconfirmed and it is not an account holding limit.
- Ongoing cap: The balance limit for the displayed ongoing rate, shown as rounded text such as $30K or $25M. “No cap” means the reviewed rate has no upper balance cap. “Tiered” means no single cap describes the balance-weighted rate. This is separate from the maximum amount the account can hold. Whole-balance rules, tiers and rates above the limit may differ. Check the product terms.
- Intro: A temporary annual interest rate offered for an initial period, subject to eligibility and any offer conditions. In the main mobile table, the offer period appears beneath the rate. It is separate from the ongoing rate.
- Intro cap: The balance limit for introductory pricing, shown in rounded shorthand such as $30K or $25M. No cap means the reviewed offer has no upper balance cap for introductory pricing. Tiered means no single cap describes the rate. Balances above a stated cap may earn a different rate.
- Intro period: How long the introductory offer lasts, shown in months or in days when the provider specifies an exact day-based period. Check the offer terms for when it starts and ends.
- Dep/mth: The minimum number of qualifying deposits required each month to earn the ongoing rate. 1 means at least one deposit, 0 means no minimum deposit count, and a hyphen means unknown. Dep $/mth shows the total monthly deposit amount. Eligible transfers, linked-account and timing rules are listed in the product requirements.
- Dep $/mth: The minimum total qualifying deposit amount required each month, in dollars. This may be paid into a linked transaction account rather than the savings account, and several deposits may contribute. It is separate from deposit count and balance growth. Check the product requirements for eligible sources, timing and any minimum per deposit.
- Growth/mth: The minimum required monthly increase in the account balance to earn the ongoing rate, shown in dollars. This is separate from the amount you must deposit. Interest and bank-initiated transactions may be excluded. Withdrawals can prevent meeting this requirement.
- Buys/mth: The minimum number of qualifying purchases required each month, usually through a linked transaction account or card. Settlement deadlines and purchase exclusions depend on the product terms.
- Txns/mth: The minimum number of eligible transactions required each month. These may include BPAY, direct debits, ATM withdrawals or card purchases, depending on the provider. They are not necessarily card purchases, and often must settle on a linked transaction account in the previous month. Buys/mth separately shows purchase-specific requirements. A hyphen means unverified or unavailable.
- W/d/mth: The maximum number of monthly withdrawals allowed while retaining the displayed rate. Zero means no withdrawals to retain that rate, rather than that withdrawals are physically blocked. A separate withdrawal-dollar limit can also apply, shown in product details and the W/d $/mth CSV field. A separate balance-growth condition can still apply.
- Min age: The minimum age in the reviewed account eligibility. Other eligibility conditions may also apply.
- Max age: The maximum age in the reviewed account eligibility. A dash does not confirm that there is no upper age limit.
- Fee/mth: The monthly account fee, where verified. Conditional waivers and separate linked-account or transaction fees may also apply.
FAQs on savings accounts
Who has the highest savings account interest rate?
The highest verified ongoing rate in Noren’s top-five guide at $25,000 is 6.00% p.a. Joint leaders include BOQ Future Saver (18–35 years) and RACQ Bonus Saver Account, assuming applicable bonus conditions are met. Age limits, balance caps and access rules can affect eligibility. Compare temporary offers separately in the introductory savings guide.
How do I choose the best savings account?
Compare the ongoing rate at your balance, monthly bonus requirements, fees and access to your money. A high advertised rate may apply only to part of your savings or for a short introductory period. Use the comparison table to adjust your balance and check the rate comparison guide.
Can I open a savings account online?
Many banks accept applications through their website or app. You will usually need personal and contact details, an Australian residential address and accepted identification. Eligibility and identity checks vary. Some applications require a branch visit. Check the provider’s requirements before applying. See an example of an online identity check.
Can a savings account have an overdraft?
Savings accounts generally are not designed for borrowing. An overdraft is a credit facility usually associated with an eligible transaction account. Check whether you can spend beyond your savings balance and whether overdrawn charges apply. Moneysmart explains transaction accounts and overdrafts.
What is the difference between a savings account and a transaction account?
A savings account is designed to earn interest on money you set aside. A transaction account handles everyday payments, wages and debit-card spending. Many savings accounts use a linked transaction account to move money in and out. You can hold both.
How do I withdraw money from a savings account?
Often, you transfer money to a linked transaction account using the bank’s app or online banking, then withdraw cash or spend with that account’s debit card. Other withdrawal methods depend on the product. A withdrawal may affect bonus interest, and notice accounts require advance notice. See an example of a linked savings account.
Do I pay tax on savings account interest?
Australian tax residents generally include bank interest in their assessable income. The tax payable depends on their total income and circumstances. Giving your bank a tax file number (TFN) is optional, but without a TFN or valid exemption the bank may have to withhold tax from interest. Read the ATO’s guidance on bank interest and how TFN withholding works.
How much interest will I earn on $10,000 in a savings account?
At a constant 5% p.a., $10,000 earns $500 over one year without compounding. An illustration with monthly compounding gives about $511.62 in interest, before tax and fees, assuming no deposits or withdrawals. Actual interest depends on daily balances, rate changes, payment dates, rounding and whether you meet bonus conditions.
Is my money protected in an Australian savings account?
The Financial Claims Scheme (FCS) protects eligible deposits up to $250,000 per account holder per Australian-incorporated authorised deposit-taking institution (ADI). The limit combines your eligible deposits across accounts and brands sharing that ADI. The limit applies across those accounts and brands. Check your provider and account using APRA’s deposit checker.
What happens when an introductory savings rate ends?
The introductory offer expires and the account’s applicable ongoing rate takes over. That rate may require monthly bonus conditions and can change before the offer ends. Compare the introductory period with the ongoing rate on the introductory accounts list and open the product page for the full requirements.
What happens if I miss a savings account’s bonus conditions?
You may receive only the base rate for the affected period. Check whether deposits, balance growth, purchases or withdrawal limits are assessed in the current month or the previous month. The glossary explains the comparison columns, and each product page lists its reviewed requirements. Read Moneysmart’s savings account guide.