Investment Savings
An at-call savings account with whole-balance interest tiers, including a zero-interest band below $200.
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Details
| Field | Value |
|---|---|
| Base | 1.50% |
| Ongoing | 1.50% |
| Ongoing cap | $50K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | - |
| Dep $/mth | - |
| Growth/mth | - |
| Buys/mth | - |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | - |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 0.00% | Whole balance | $1 to $199.99 |
| Standard variable | 1.30% | Whole balance | $200 to $19,999.99 |
| Standard variable | 1.50% | Whole balance | $20k to $49,999.99 |
| Standard variable | 2.10% | Whole balance | $50k and over |
Source: noren.com.au
Rate requirements
For Investment Savings.
- Interest is calculated on the daily balance and paid monthly.
- Pricing is reviewed for comparison balances of $1 or more. For minimum-monthly-balance products, the comparison assumes that amount is the minimum balance maintained during the month, a lower minimum changes the interest earned.
- No monthly deposit-count, qualifying deposit-dollar, growth or purchase interest test is established. No introductory offer is established. Transaction allowances and access restrictions are separate from interest qualification.
- A separate unconditional monthly account-keeping fee is unverified. The fee column remains unknown rather than zero. Paper statements cost $2.50 each under the current tariff, with online statements and statements for children under 16 free. Separate transaction, service or dormant-account charges may apply.
- The applicable rate applies to the whole daily balance. The rate is zero below $200, with further boundaries at $20,000 and $50,000. Zero interest is a known rate, not unavailable pricing.
- The website describes opening with $1, while the TMD says no minimum deposit and the account summary gives no opening minimum. Confirm the opening requirement with CWCU. This is separate from the $200 interest-bearing threshold or a monthly deposit condition.
- At-call access through internet banking and direct entry is available. This account does not provide debit-card access. Transaction fees and statement fees may apply.
Fees
| Fee | Amount | Details |
|---|---|---|
| No reviewed fees available. | ||
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 31 Oct 2026 | 1.50% | 1.50% | - |
Source: noren.com.au
Eligibility
- CWCU membership and identity checks are required. Membership requires a $10 member share, returned when the share is redeemed and the membership closed. No universal numeric minimum or maximum age is established for this reviewed product.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 29 Oct 2026.