Max Saver
A personal savings account with monthly deposit and withdrawal rules for bonus interest, plus a one-month introductory addition.
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Details
| Field | Value |
|---|---|
| Base | 0.05% |
| Ongoing | 5.25% |
| Ongoing cap | $1M |
| Intro | 5.35% |
| Intro cap | $1M |
| Intro period | 1 mths |
| Dep/mth | - |
| Dep $/mth | $1,500 |
| Growth/mth | - |
| Buys/mth | - |
| Txns/mth | - |
| W/d/mth | 4 |
| W/d $/mth | $1,000 |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.05% | Whole balance | $1 to $1m |
| Ongoing total, conditions met | 5.25% | Whole balance | $1 to $1m |
| Introductory total, first 1 months | 5.35% | Whole balance | $1 to $1m |
| Rates unverified | - | - | Over $1m |
Source: noren.com.au
Bonus requirements
For Max Saver, meet these requirements to earn the ongoing total rate shown above.
- Interest is calculated on the daily balance and paid monthly. Reviewed rates apply from $1. No monthly account-keeping fee, separate service, transaction, paper statement and dormant-account charges may apply.
- Deposit at least $1,500 in total each calendar month, make no more than four withdrawals, and withdraw no more than $1,000 in total that month. Both the withdrawal count and dollar limit must be met. Otherwise the base rate applies. This is a qualifying deposit, not a balance-growth requirement.
- The introductory rate is an additional component for one month from account opening. It is added to base and earned bonus interest, then ends while the applicable ongoing pricing continues.
- Pricing is reviewed up to $1,000,000. The current rate schedule and CDR call this a maximum account balance, while the published target market determination says there is no holding maximum and caps the balance used for interest instead. Check with Dnister before holding more, rates above this amount are unverified.
Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 31 Oct 2026 | 0.05% | 5.25% | 5.35% |
Source: noren.com.au
Eligibility
- Dnister shareholding membership and account-opening checks apply. Full membership requires five $2 shares, totalling $10. Members under 18 initially pay $2, with the remaining $8 due at 18. The share subscription is separate from monthly account fees.
- No universal numeric age limit is established by the reviewed product documents.
- Personal accounts only, with one Max Saver account per member.
Introductory offer
- Newly opened Max Saver account, for one month from opening. The displayed introductory total assumes all ongoing bonus conditions are met.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 29 Oct 2026.