Virgin Money Boost Saver (Lock Saver, 32-day notice, 18 or over)
Your everyday Virgin Money Go Account comes perfectly bundled with a Boost Saver - our highest interest earning savings account - to help you smash your goals sooner.
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Details
| Field | Value |
|---|---|
| Base | 0.55% |
| Ongoing | 5.80% |
| Ongoing cap | $250K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 1 |
| Dep $/mth | $1,000 |
| Growth/mth | $0 |
| Buys/mth | - |
| Txns/mth | 5 |
| W/d/mth | - |
| Min age | 18 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.55% | Whole balance | All balances |
| Ongoing total, conditions met | 5.80% | This band only | First $250k |
| Ongoing total, conditions met | 0.55% | This band only | Over $250k |
Source: noren.com.au
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Bonus requirements
For Virgin Money Boost Saver (Lock Saver, 32-day notice, 18 or over), meet these requirements to earn the ongoing total rate shown above.
- Deposit at least $1,000 externally into the same-name linked Go Account and make at least five settled eligible purchases, direct debits or BPAY payments that month. Qualification activates the bonus in the following month. Monthly bonus applies to the first combined $250,000 across same-name Boost accounts, excess earns base.
- Enable Lock Saver to earn the separate notice increment on all credit balances. A 32-day notice period is required to access funds. The notice increment stops as soon as unlocking is requested, including throughout the waiting period. If monthly criteria fail, only base plus the enabled-lock increment is earned.
Qualification timing: Activity in the previous month determines eligibility for the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 0.55% | 5.80% | - |
Source: noren.com.au
Eligibility
- You must be at least 14 years of age to apply for a Virgin Money Boost Saver
- Australian resident: Australian resident
- Personal use, Australian residential eligibility and Virgin Money app required. Joint and individual account groups qualify separately. Base comparison assumes the relevant shared bonus allowance is available.
- Lock Saver is an optional adult-only feature, no under-18 locked scenario is offered.
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Things you should know
- This is a notice savings product: allow 32 days before accessing withdrawn funds. It is not instant-access savings.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 31 Oct 2026.