Hello Saver account
A savings account that doesn't require a linked transaction account or for you to grow your account balance or deposit a defined amount of money each month or penalise you for making a withdrawal. Pay bills straight from your savings using BPAY, direct debit, PayID or automatic transfers.
On this page
Details
| Field | Value |
|---|---|
| Base | 5.25% |
| Ongoing | 5.25% |
| Ongoing cap | $500K |
| Intro | 5.65% |
| Intro cap | $500K |
| Intro period | 4 mths |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 5.25% | This band only | First $500k |
| Standard variable | 3.00% | This band only | Over $500k |
| Introductory total, first 4 months | 5.65% | This band only | First $500k |
| Introductory total, first 4 months | 3.00% | This band only | Over $500k |
Source: noren.com.au
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Rate requirements
For Hello Saver account.
- No monthly deposit, growth, purchase or withdrawal-count requirement. Rates apply to portions: Welcome replaces the first-portion ongoing rate, excess above $500,000 keeps its ordinary rate.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
Some checks lacked verified pricing. These observations do not establish uninterrupted availability.
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 5.25% | 5.25% | 5.65% |
Source: noren.com.au
Eligibility
- Personal use only, including eligible joint owners, no business, SMSF, deceased estate or trust use. Opening in person is generally age 13+ and online age 16+, child arrangements follow the account terms. Source supplies no numeric minimum age.
Introductory offer
- New customer with no previous MyState profile in any capacity, including owner, signatory, power of attorney or trustee. First Hello Saver only. Every joint holder must qualify, four months from account opening.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 31 Oct 2026.