Personal Savings Account
A High Interest at-call savings account with bonus interest rates if monthly criteria is met.
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Details
| Field | Value |
|---|---|
| Base | 0.05% |
| Ongoing | 5.60% |
| Ongoing cap | $250K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 1 |
| Dep $/mth | $300 |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | 18 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.05% | Whole balance | All balances |
| Ongoing total, conditions met | 5.60% | This band only | First $250k |
| Ongoing total, conditions met | 5.10% | This band only | Over $250k to $2m |
| Ongoing total, conditions met | 0.05% | This band only | Over $2m |
Source: noren.com.au
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Bonus requirements
For Personal Savings Account, meet these requirements to earn the ongoing total rate shown above.
- Deposit at least $300 in total each calendar month to qualify for bonus interest. No balance-growth or card-purchase test, withdrawals do not forfeit the bonus.
- Maintain the contractual $1,000 minimum. Standard daily withdrawal value limit is $20,000, contact Judo for a one-off increase. This is not a monthly withdrawal-count condition.
- Interest is calculated on each savings account separately, daily on closing balances using a 365-day divisor, and paid on the last calendar day of the month. No introductory pricing.
Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 0.05% | 5.60% | - |
Source: noren.com.au
Eligibility
- Individuals aged 18+, Australian citizens or permanent residents, Australian tax residents with an Australian residential address. Individual or joint names, up to five Judo Savings Accounts across those holdings.
- The July 2026 savings terms require $1,000 opening and ongoing balance, correcting the acquired $1 constraint. A balance below this may lead to account closure.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 27 Oct 2026.