Advantage Saver
Advantage Saver account is a savings account for those dedicated to a regular savings plan. A bonus rate is available in months where there are no withdrawals and a deposit of at least $20.
On this page
Details
| Field | Value |
|---|---|
| Base | 0.01% |
| Ongoing | 4.55% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | - |
| Dep $/mth | $20 |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | 0 |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.01% | Whole balance | All balances |
| Ongoing total, conditions met | 4.55% | Whole balance | All balances |
Source: noren.com.au
Bonus requirements
For Advantage Saver, meet these requirements to earn the ongoing total rate shown above.
- No introductory offer is established by the current rate sheet. Other transaction and service charges apply, free electronic withdrawals do not establish a zero monthly account fee.
- Deposit at least $20 in total and make no withdrawals, including electronic debits. Qualification ends on the last business day of the month. Otherwise base only. Daily balance calculation with monthly credit.
- Full provider review 31 October 2026 confirms: $0 fixed monthly account-keeping charge for this savings account, based on both pages of the complete current GMCU Schedule of Fees & Charges (1 August 2026), read with the governing conditions and account summary. The conditions refer current charges to this schedule, it lists transaction and event charges but no fixed monthly account-keeping charge for S4/S5/S10. This is a documented interpretation of the complete tariff, not an explicit product-page zero-fee quotation or an inference from empty CDR fees. The monthly transaction allowance is not the account fee. $4 branch withdrawals (Christmas seasonal exemption), annual $20 inactivity and other applicable service/event charges remain separate. Original approval expiry remains unchanged.
Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
Some checks lacked verified pricing. These observations do not establish uninterrupted availability.
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 0.01% | 4.55% | - |
Source: noren.com.au
Eligibility
- Individual applicants only
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected and verified on 30 Oct 2026.