iSaver
An internet-based savings account to help reach your saving goals faster. This online account provides anytime access and rewards you with interest. As an added bonus, the iSaver can be used as an offset account for eligible home loan products to help reduce the monthly interest on your loan.
On this page
Details
| Field | Value |
|---|---|
| Base | 0.36% |
| Ongoing | 0.36% |
| Ongoing cap | Tiered |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 0.00% | This band only | First $5k |
| Standard variable | 0.45% | This band only | Over $5k to $50k |
| Standard variable | 0.60% | This band only | Over $50k |
Source: noren.com.au
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Rate requirements
For iSaver.
- Personal savings comparison, other transaction, assisted-service and card fees can apply. No current introductory rate is established.
- Interest applies to portions within the $5,000/$50,000 tiers, correcting CDR whole-balance metadata using the official rate schedule. No monthly activity qualification or monthly account service fee. Operate online to avoid assisted transaction fees. If linked as a mortgage offset, do not assume savings interest and home-loan offset benefits are both paid on the same balance, this is the standalone personal savings scenario.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 0.36% | 0.36% | - |
Source: noren.com.au
Eligibility
- You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you
- Individuals must be citizens or permanent residents of Australia
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 28 Oct 2026.