Qsaver
Savings made simple. Take your savings to the next level, with Qudos Bank's QSaver.
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Details
| Field | Value |
|---|---|
| Base | 4.60% |
| Ongoing | 4.60% |
| Ongoing cap | $500K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 4.60% | Whole balance | Up to $499,999.99 |
| Standard variable | 4.70% | Whole balance | $500k to $1,999,999.99 |
| Standard variable | 3.00% | Whole balance | $2m and over |
Source: noren.com.au
Rate requirements
For Qsaver.
- No introductory offer, minimum opening balance or regular account-keeping fee. Optional service/overseas transaction fees can apply. A $10 annual dormant-member fee can apply after 12 months without member-initiated transactions and the prescribed notice process.
- Interest is calculated daily and credited monthly, on the last calendar day. Displayed rates are cash interest only, before tax and fees.
- No monthly deposit amount/count, balance-growth, purchase or withdrawal-count interest test. At-call access without a fixed term, withdrawing does not forfeit the advertised interest.
- One band rate applies to the whole account balance. The applicable rate is selected using the bank’s published balance bands.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
Some checks lacked verified pricing. These observations do not establish uninterrupted availability.
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 4.60% | 4.60% | - |
Source: noren.com.au
Eligibility
- Personal savings use, Qudos membership and an Australian residential address, subject to identity verification. No universal minimum account-holder age is inferred from online-application or card-access requirements, youth/guardian and channel rules apply.
- Current registered issuer is Bank Australia Limited trading as Qudos Bank, ABN 21 087 651 607. Qudos Bank and Bank Australia are brands of the same legal entity.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 31 Oct 2026.