Bonus Saver
A savings account which helps you reach your financial goals faster by rewarding you with bonus interest when you deposit at least $100 and make no withdrawals each month.
On this page
Details
| Field | Value |
|---|---|
| Base | 0.10% |
| Ongoing | 5.35% |
| Ongoing cap | $100K |
| Intro | 5.85% |
| Intro cap | $100K |
| Intro period | 3 mths |
| Dep/mth | 1 |
| Dep $/mth | $100 |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | 0 |
| Min age | 0 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.10% | Whole balance | All balances |
| Ongoing total, conditions met | 5.35% | Whole balance | Up to $100k |
| Ongoing total, conditions met | 5.00% | Whole balance | $100,000.01 to $1,999,999.99 |
| Ongoing total, conditions met | 3.00% | Whole balance | $2m and over |
| Introductory total, first 3 months | 5.85% | Whole balance | Up to $100k |
Source: noren.com.au
Bonus requirements
For Bonus Saver, meet these requirements to earn the ongoing total rate shown above.
- Deposit at least $100 each calendar month and make no withdrawals. Ongoing rates apply to the WHOLE balance, not portions.
- mySaver pays no interest on any balance when the account exceeds $250,000. Other account-balance and child/joint eligibility rules apply.
- Provider fee review 29 October 2026: this savings account has no monthly account-keeping fee. This does not waive transaction, statement, special-service or separately linked-account charges, their published conditions still apply.
Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
Some checks lacked verified pricing. These observations do not establish uninterrupted availability.
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 0.10% | 5.35% | 5.85% |
Source: noren.com.au
Eligibility
- Children aged 12 years and younger requires that a parent or guardian is a signatory to the account until the child turns 13 years old. At the age of 13 years old, the parent or guardian may at the child's election, cease to be a signatory.
- Natural Person or In trust for a Natural Person
- Personal, Joint and Trust
- AU: Must be an Australian citizen, permanent resident or have a valid Visa.
- Personal savings use only. Children aged 12 and under require a parent/guardian signatory. mySaver is under 25 and converts to Bonus Saver at 25. Online Saver and Bonus Saver have a provider maximum account balance of $10m.
Introductory offer
- New Bonus Saver account, first three months, balance up to $100,000. Ongoing deposit/no-withdrawal qualification is required for the displayed total.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 31 Oct 2026.