SaveME
ME's goal-oriented Savings Account packed with smart and supportive features.
On this page
Details
| Field | Value |
|---|---|
| Base | 0.05% |
| Ongoing | 4.60% |
| Ongoing cap | $500K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 4 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | 14 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.05% | Whole balance | All balances |
| Ongoing total, conditions met | 4.60% | This band only | First $500k |
| Ongoing total, conditions met | 0.05% | This band only | Over $500k |
Source: noren.com.au
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Bonus requirements
For SaveME, meet these requirements to earn the ongoing total rate shown above.
- Hold a linked SpendME account in the same sole name or joint names.
- Make at least four settled eligible Visa Debit card purchases on that SpendME account in the previous calendar month. Pending purchases count when settled.
- The bonus applies to the first $500,000 across SaveME accounts in the same names, excess earns base interest.
Qualification timing: Activity in the previous month determines eligibility for the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 0.05% | 4.60% | - |
Source: noren.com.au
Eligibility
- A smartphone that supports iOS 12.0+ or Android 8.0+.
- An Australian mobile number
- An Australian residential address
- Applying for a personal account and not in the name of a business or trust. There should be no more than two account holders for this account
- An Australian drivers licence or Australian passport or Medicare card
- Resident or Citizen: A citizen or permanent resident of Australia
- Be aged 14 years or older
- The comparison assumes this balance uses the available combined SaveME bonus cap, balances in other SaveME accounts can reduce the remaining allowance.
- The initial qualifying-period waiver covers the opening partial month and the first full calendar month, ongoing card criteria apply afterward. This is not a different introductory interest rate.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 31 Oct 2026.