HomeME
A variable-rate savings account. Bonus interest depends on meeting the account’s monthly requirements.
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Details
| Field | Value |
|---|---|
| Base | 0.05% |
| Ongoing | 5.60% |
| Ongoing cap | $1M |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 1 |
| Dep $/mth | $2,000 |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | 14 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.05% | Whole balance | All balances |
| Ongoing total, conditions met | 5.60% | This band only | First $1m |
| Ongoing total, conditions met | 0.05% | This band only | Over $1m |
Source: noren.com.au
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Bonus requirements
For HomeME, meet these requirements to earn the ongoing total rate shown above.
- In the previous calendar month, deposit at least $2,000 from an eligible external account into the linked SpendME account held in the same sole or joint names.
- No HomeME balance-growth requirement, card-purchase hurdle or withdrawal-count test. Withdrawals are internal transfers through the linked banking arrangement.
- The opening partial calendar month has its bonus qualification waived. It is not a separate introductory rate, and differs from SaveME’s longer waiver.
Qualification timing: Activity in the previous month determines eligibility for the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 0.05% | 5.60% | - |
Source: noren.com.au
Eligibility
- Personal Australian residents with an Australian residential address and mobile number, age 14 or older under the contractual eligibility clause, despite the product page’s less precise “over 14” wording.
- Linked SpendME account required, at most two joint holders and one HomeME per entity. This account is not restricted to first-home buyers.
- Eligible external funds include other financial institutions and specified non-ME-Go accounts, ordinary ME Go internal transfers do not qualify.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 31 Oct 2026.