Reward Saver Kick Start
Kick Start your savings with the IMB Reward Saver Kick Start Account. Designed for teens and young adults under 30.
On this page
Details
| Field | Value |
|---|---|
| Base | 0.00% |
| Ongoing | 5.60% |
| Ongoing cap | $100K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 1 |
| Dep $/mth | $20 |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | 0 |
| Min age | 13 |
| Max age | 29 |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.00% | This band only | All balances |
| Ongoing total, conditions met | 5.60% | This band only | First $100k |
| Ongoing total, conditions met | 3.45% | This band only | Over $100k to $1m |
| Ongoing total, conditions met | 0.00% | This band only | Over $1m |
Source: noren.com.au
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Bonus requirements
For Reward Saver Kick Start, meet these requirements to earn the ongoing total rate shown above.
- Deposit at least $20 and make no withdrawals during the calendar month. If qualification fails, all bonus components are forfeited. Bonuses apply to their respective balance portions, not as whole-balance cliff rates.
- Provider fee review 29 October 2026: this savings account has no monthly account-keeping fee. This does not waive transaction, statement, special-service or separately linked-account charges, their published conditions still apply.
Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 0.00% | 5.60% | - |
Source: noren.com.au
Eligibility
- Individual applicants only
- Age 13 or over.
- Age 29 or under.
- Current Kick Start cohort only, age 13–29, converts at 30. The historical pre-September-2021 fixed-bonus cohort is not advertised as available to new applicants. The 2.15% Kick Start increment is ongoing, not a four-month introduction.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 31 Oct 2026.