Christmas Saver
CHRISTMAS SAVER
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Details
| Field | Value |
|---|---|
| Base | 2.25% |
| Ongoing | 2.25% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $5 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 2.25% | Whole balance | All balances |
Source: noren.com.au
Rate requirements
For Christmas Saver.
- Variable annual rates calculated daily and credited monthly. Rates apply to each balance portion as expressly defined by the October provider rate schedule.
- The ordinary account keeping fee is $0. The standard membership administration fee is $5 per month, charged once per member. Fee/mth includes it unless an automatic age waiver is established. It is waived with an average monthly aggregate balance of at least $1,000, an active loan or credit card, age 25 or under, or the first three months of membership. A selected balance alone does not prove the monthly average.
- Optional paper statements cost $3 per statement, waived under age 12, this is not a mandatory monthly account fee. Dormant accounts over 12 months can incur $75 annually. Current fee documents supersede stale CDR age-21 and $2.50-per-month paper-statement wording.
- October pricing approval ends before the announced 1 November 2026 Sydney rate change. New rates require fresh collection and provider review.
- No monthly activity interest condition. Withdrawals normally available 1 November–31 January under the current contractual summary. An everyday-page FAQ says 30 January, the contractual end date is used.
- Early withdrawal can incur the current $20 penalty. No fabricated monthly withdrawal-count limit or separate introductory rate. No debit-card access.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $5 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 2.25% | 2.25% | - |
Source: noren.com.au
Eligibility
- Personal Australian-resident scenario. Membership, subscription for a member share and identity checks are required.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 31 Oct 2026. Pricing verified on 28 Oct 2026.