Retirement Account
The Retirement Account enables retirees to earn a little, whilst still using this as an everyday bank account.
On this page
Details
| Field | Value |
|---|---|
| Base | 1.76% |
| Ongoing | 1.76% |
| Ongoing cap | Tiered |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 1.60% | This band only | First $5k |
| Standard variable | 1.80% | This band only | Over $5k to $48.6k |
| Standard variable | 2.25% | This band only | Over $48.6k |
Source: noren.com.au
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Rate requirements
For Retirement Account.
- No introductory offer. Zero monthly account-keeping fee, transaction and service fees can apply. Optional linked Purple Transactor marketing is not an interest qualification.
- No monthly deposit, balance-growth, purchase or withdrawal-count interest requirement. At-call access without a notice period, service fees are separate from interest qualification.
- Other fees can include Bank@Post, overseas transactions, optional services and a $10 annual dormant-account fee after 12 months without a member/signatory transaction. Zero monthly account fee does not mean all services are free.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
Some checks lacked verified pricing. These observations do not establish uninterrupted availability.
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 1.76% | 1.76% | - |
Source: noren.com.au
Eligibility
- Personal AUD savings use, become or remain a Beyond Bank Australia member and complete the bank’s identity checks. No product minimum balance in the reviewed Product Guide.
- Non-business individual who is a self-funded retiree, receives a superannuation pension, is an age pensioner or receives the Mature Age Allowance. No universal numeric minimum age is inferred from pension/retirement status. Contact the bank to open.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 31 Oct 2026.