Christmas Club
A savings account for the festive period, where members can access the funds between 1 November and 31 January.
On this page
Details
| Field | Value |
|---|---|
| Base | 1.00% |
| Ongoing | 1.00% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | 12 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 1.00% | Whole balance | All balances |
Source: noren.com.au
Rate requirements
For Christmas Club.
- No monthly account-keeping fee on this reviewed personal savings account. Other service, dishonour and transaction charges can apply. No current introductory/new-money rate is established.
- Withdrawals normally allowed from 1 November to 31 January. Interest calculated on the daily balance, credited six-monthly on 30 June and 31 December. No monthly interest-qualification activity test.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 1.00% | 1.00% | - |
Source: noren.com.au
Eligibility
- Australian citizen or a permanent resident of Australia or otherwise approved
- Available for personal use only
- Age 12 or over.
- Parent/guardian written consent is required for members under 16. Mighty Mutual may be opened for a child under 12 with consent or an eligible trust-for-child arrangement, other reviewed savings accounts start at age 12.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 28 Oct 2026.