Early Bird Christmas Club Account
A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.
On this page
Details
| Field | Value |
|---|---|
| Base | 4.00% |
| Ongoing | 4.00% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 4.00% | Whole balance | All balances |
Source: noren.com.au
Rate requirements
For Early Bird Christmas Club Account.
- Interest calculated daily on the whole balance and credited annually on 1 November, as specified by the current TMD. CDR monthly payment frequency and its stale 3.75% rate are retained separately.
- Funds at call from 1 November through 31 January. One withdrawal without penalty is allowed during the remainder of the year, this is not a monthly allowance. No ordinary unlimited access outside the seasonal window is asserted.
- A Geelong at-call transaction account is required at opening. The savings and linked account have zero regular monthly service fees under the current provider tables, optional service charges and a $20 annual inactive-account/dormancy fee can apply.
- No current introductory pricing, monthly deposit, growth or purchase qualification. The product page, general rates page and current 14 October PDF agree. CDR is not used for this published website price.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 4.00% | 4.00% | - |
Source: noren.com.au
Eligibility
- Personal Geelong members and Australian residents/citizens or permanent residents, subject to identity checks. Current issuer Hume Bank Ltd, ABN 85 051 868 556. No universal numeric age minimum is specified by the current TMD.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 28 Oct 2026.