Online Saver Account (Heritage)
Manage your savings online with our high interest savings account.
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Details
| Field | Value |
|---|---|
| Base | 3.20% |
| Ongoing | 3.20% |
| Ongoing cap | No cap |
| Intro | 4.60% |
| Intro cap | $100K |
| Intro period | 4 mths |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 3.20% | Whole balance | All balances |
| Introductory total, first 4 months | 4.60% | This band only | First $100k |
| Introductory total, first 4 months | 3.20% | This band only | Over $100k |
Source: noren.com.au
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Rate requirements
For Online Saver Account (Heritage).
- No ongoing savings qualification. Daily base interest and first-four-month bonus on the first $100,000, with base-only excess. Registered Heritage Online access and eligible linked account required.
- Provider fee review 29 October 2026: this savings account has no monthly account-keeping fee. This does not waive transaction, statement, special-service or separately linked-account charges, their published conditions still apply.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 3.20% | 3.20% | 4.60% |
Source: noren.com.au
Eligibility
- You need to be a registered user of Heritage Online.
- Heritage-branded product within the shared registered feed, still open to new applications under the current Heritage guide. People First former-product closures do not automatically close Heritage products. No numeric age restriction is invented for the youth-labelled source record where current evidence supplies none.
Introductory offer
- New Heritage member, open the Online Saver with an eligible linked account within 60 days of membership opening. One qualifying single or joint Online Saver per member, four months from account opening. Personal comparison requires a personal linked account, not Business Access.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 31 Oct 2026.