Bonus Plus Saver
A savings account that pays bonus interest when a deposit and no withdrawals are made during the month
On this page
Details
| Field | Value |
|---|---|
| Base | 0.01% |
| Ongoing | 3.31% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 1 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | 0 |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.01% | This band only | All balances |
| Ongoing total, conditions met | 3.31% | This band only | All balances |
Source: noren.com.au
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Bonus requirements
For Bonus Plus Saver, meet these requirements to earn the ongoing total rate shown above.
- No monthly account service fee, minimum opening deposit or balance to be retained. Current provider pages and the July 2026 guide establish the zero monthly fee, missing CDR periodic-fee rows alone are not treated as proof.
- No current introductory offer is advertised. Interest is calculated on the opening daily credit balance and paid monthly, the provider defines opening daily balance from 12.01am AEST.
- Pairing with an everyday account is suggested by the website, rather than a reviewed mandatory linked-account qualification. Service/transaction charges may apply, see the personal account guide.
- In the calendar month make at least one deposit, credit transfer or electronic credit, excluding interest credits, and make no withdrawals, debit transfers or electronic debits.
- The qualification is a count of deposits, not an invented minimum monthly dollar amount. No separate balance-growth or card-purchase requirement. If conditions are missed, the standard base rate applies.
- The source repeats qualification wording on base components. Provider standard/bonus schedules and the account guide establish that the qualification belongs to the bonus, the original wording remains in the raw signature.
- Bonus pricing applies to each portion on either side of the signed $4,999.99/$5,000 boundary. Equal adjacent rate portions produce the same effective rate across balances, unequal portions are evaluated separately.
- The bank announced Bonus Plus and Ziggy increases effective 1 November 2026. October pricing ends before that date. The future schedule is not substituted into current source rates, collect and explicitly review the effective rates.
Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 0.01% | 3.31% | - |
Source: noren.com.au
Eligibility
- Personal-use savings only. Businesses, companies, body corporates, superannuation funds, family trusts, clubs and non-profit organisations are ineligible under the product pages.
- Auswide is a division of MyState Bank Limited, ABN 89 067 729 195. Its registered Auswide source and account identities remain separate from MyState-branded products. Identity and account-opening checks apply.
- The current Bonus Plus TMD and product page specify no universal numeric minimum or maximum age. Ziggy conversion at 16 is not treated as a general minimum age for Bonus Plus.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 31 Oct 2026. Pricing verified on 28 Oct 2026.