Up Essentials Saver
Up’s Essentials account lets you save and pay for your upcoming bills while earning up to 2.00% p.a. interest.
On this page
Details
| Field | Value |
|---|---|
| Base | 2.00% |
| Ongoing | 2.00% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | 16 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 2.00% | Whole balance | All balances |
Source: noren.com.au
Rate requirements
For Up Essentials Saver.
- The five-purchase qualification is waived for Essentials through 28 February 2027. From 1 March 2027 the current-month qualification applies, updated review is required.
- Provider fee review 29 October 2026: this savings account has no monthly account-keeping fee. This does not waive transaction, statement, special-service or separately linked-account charges, their published conditions still apply.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 2.00% | 2.00% | - |
Source: noren.com.au
Eligibility
- Age 16 or over.
- Personal use only, hold an Up Everyday account and access the accounts through the Up app.
- Interest must be enabled. A Saver being treated as a home-loan offset does not earn interest.
- Essentials is the bills/budgeting Saver with a digital card. The current qualification waiver also covers 2Up Essentials.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 31 Oct 2026.