Dream Fund
A savings account that offers bonus interest in any month your account balance grows (not including interest credits)
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Details
| Field | Value |
|---|---|
| Base | 0.01% |
| Ongoing | 5.55% |
| Ongoing cap | $100K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0.01 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.01% | Whole balance | All balances |
| Ongoing total, conditions met | 5.55% | This band only | First $100k |
| Ongoing total, conditions met | 4.40% | This band only | Over $100k |
Source: noren.com.au
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Bonus requirements
For Dream Fund, meet these requirements to earn the ongoing total rate shown above.
- Grow the balance by any positive amount during the calendar month, excluding interest. Closing balance after subtracting interest credited that month must exceed the opening balance on the first day. Withdrawals are allowed if net growth is achieved, no purchase condition. Bonus rates apply to separate portions at the $100,000 threshold.
- Provider fee review 29 October 2026: this savings account has no monthly account-keeping fee. This does not waive transaction, statement, special-service or separately linked-account charges, their published conditions still apply.
Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 0.01% | 5.55% | - |
Source: noren.com.au
Eligibility
- Permanent residents of Australia who reside in Australia at the time of membership application are eligible for membership, regardless of citizenship status.
- Personal Members Only
- Personal membership and Australian residency required. Up to five Dream Fund accounts. Child operation and authorised-adult rules depend on age, the feed does not provide a universal numeric minimum.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 27 Oct 2026.