Bonus Saver
Boost your savings when you make no withdrawals in a calendar month. Start building a strong financial future with no minimum deposit.
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Details
| Field | Value |
|---|---|
| Base | 0.10% |
| Ongoing | 5.35% |
| Ongoing cap | $100K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 1 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | 0 |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.10% | Whole balance | All balances |
| Ongoing total, conditions met | 5.35% | Whole balance | Up to $100k |
| Ongoing total, conditions met | 5.00% | Whole balance | $100,000.01 to $1,999,999.99 |
| Ongoing total, conditions met | 3.00% | Whole balance | $2m and over |
Source: noren.com.au
Bonus requirements
For Bonus Saver, meet these requirements to earn the ongoing total rate shown above.
- No introductory offer, minimum opening balance or regular account-keeping fee. Optional service/overseas transaction fees can apply. A $10 annual dormant-member fee can apply after 12 months without member-initiated transactions and the prescribed notice process.
- Interest is calculated daily and credited monthly, on the last calendar day. Displayed rates are cash interest only, before tax and fees.
- Make a deposit of at least $100 and no withdrawals in the calendar month to receive the applicable bonus. No purchase or separate balance-growth test.
- If requirements are not met, earn the standard base rate only. One applicable bonus rate is selected by the account balance and applies to the whole balance.
- No direct card access to Bonus Saver. Move funds into the main General Savings account for card access, that movement is a withdrawal and can prevent bonus qualification. The main S0 transaction account is normally opened with membership.
Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
Some checks lacked verified pricing. These observations do not establish uninterrupted availability.
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 0.10% | 5.35% | - |
Source: noren.com.au
Eligibility
- Personal savings use, Qudos membership and an Australian residential address, subject to identity verification. No universal minimum account-holder age is inferred from online-application or card-access requirements, youth/guardian and channel rules apply.
- Current registered issuer is Bank Australia Limited trading as Qudos Bank, ABN 21 087 651 607. Qudos Bank and Bank Australia are brands of the same legal entity.
- One personal or personal joint Bonus Saver account per person, current product FAQ also limits one Bonus Saver per membership.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 31 Oct 2026.