Christmas Club Account
A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.
On this page
Details
| Field | Value |
|---|---|
| Base | 0.05% |
| Ongoing | 0.05% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | - |
| Dep $/mth | - |
| Growth/mth | - |
| Buys/mth | - |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 0.05% | Whole balance | All balances |
Source: noren.com.au
Rate requirements
For Christmas Club Account.
- Interest is calculated on the minimum monthly balance and paid annually on 30 November, as specified by the current TMD and deposit rate sheet.
- No ongoing monthly service fee. Other transaction and non-standard service charges may apply. Maximum one account per accountholder. No introductory offer is established.
- Normal withdrawals and transfers are available from 1 November through 31 January. Access outside that period requires account closure and the account cannot be reopened during the same calendar year.
- The product webpage says daily calculation, but the dedicated deposit rate sheet and product TMD agree on minimum monthly balance. This comparison follows the explicit calculation method in those documents. The displayed annual rate assumes a constant comparison balance, actual interest depends on each month’s minimum.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 31 Oct 2026 | 0.05% | 0.05% | - |
Source: noren.com.au
Eligibility
- Full eligibility has not been verified for this page. Check the provider’s application requirements.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 29 Oct 2026.