PremiumSaver
Reward yourself with a higher rate for your good savings habits. Our PremiumSaver is simple, by growing your monthly balance your interest rate increases.
On this page
Details
| Field | Value |
|---|---|
| Base | 0.80% |
| Ongoing | 5.65% |
| Ongoing cap | $250K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $200 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | 18 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.80% | This band only | All balances |
| Ongoing total, conditions met | 5.65% | This band only | First $250k |
| Ongoing total, conditions met | 4.00% | This band only | Over $250k |
Source: noren.com.au
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Bonus requirements
For PremiumSaver, meet these requirements to earn the ongoing total rate shown above.
- Increase the closing balance by at least $200 above the balance at the start of the month, excluding interest paid, by the last business day of the current month.
- Withdrawals, including withdrawn interest, must be replaced as well as meeting the required balance growth. Keep the account open through month-end, closing it forfeits that month’s bonus. The fallback rate applies when qualification is unmet.
Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 0.80% | 5.65% | - |
Source: noren.com.au
Eligibility
- Each individual owner of an account must be at least 18 years old.
- Available only to Individual account owners or Joint account owners.
- Each individual owner of an account must be residing in and tax resident of Australia.
- Open and maintain a Rabobank High Interest Savings Account to hold this additional savings account.
- Personal/joint holders aged 18+, resident in Australia and Australian tax resident. Maintain a nominated external Australian account in the same name(s), access through Rabobank Online Savings/app.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 31 Oct 2026.