Savings + Bonus
Earn Bonus interest on your savings account when you deposit $100 per month with no withdrawals
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Details
| Field | Value |
|---|---|
| Base | 0.25% |
| Ongoing | 5.00% |
| Ongoing cap | $250K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 1 |
| Dep $/mth | $100 |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | 0 |
| Min age | - |
| Max age | - |
| Fee/mth | $5 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.25% | This band only | All balances |
| Ongoing total, conditions met | 5.00% | This band only | First $250k |
| Ongoing total, conditions met | 3.40% | This band only | Over $250k |
Source: noren.com.au
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Bonus requirements
For Savings + Bonus, meet these requirements to earn the ongoing total rate shown above.
- Variable annual rates calculated daily and credited monthly. Rates apply to each balance portion as expressly defined by the October provider rate schedule.
- The ordinary account keeping fee is $0. The standard membership administration fee is $5 per month, charged once per member. Fee/mth includes it unless an automatic age waiver is established. It is waived with an average monthly aggregate balance of at least $1,000, an active loan or credit card, age 25 or under, or the first three months of membership. A selected balance alone does not prove the monthly average.
- Optional paper statements cost $3 per statement, waived under age 12, this is not a mandatory monthly account fee. Dormant accounts over 12 months can incur $75 annually. Current fee documents supersede stale CDR age-21 and $2.50-per-month paper-statement wording.
- October pricing approval ends before the announced 1 November 2026 Sydney rate change. New rates require fresh collection and provider review.
- Deposit at least $100 in the calendar month and make no withdrawals or outgoing transactions. No purchase or additional balance-growth condition. Otherwise the ordinary base rate applies. The source omits these qualification rules, they are independently established by the current rate schedule and account summary.
- No debit-card access, online/app access. The entire balance is not assigned the highest rate: lower and excess portions retain their respective rates.
Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $5 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 0.25% | 5.00% | - |
Source: noren.com.au
Eligibility
- Personal Australian-resident scenario. Membership, subscription for a member share and identity checks are required.
- The source MAX_AGE 16 conflicts with the current personal TMD, account summary and adult offering. It is not published as a maximum age. No universal numeric minimum or maximum age is established for this account.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 31 Oct 2026. Pricing verified on 28 Oct 2026.