Focus Saver
Bonus Interest Account to bring your dreams into focus.
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Details
| Field | Value |
|---|---|
| Base | 0.00% |
| Ongoing | 5.00% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | - |
| Dep $/mth | $200 |
| Growth/mth | - |
| Buys/mth | - |
| Txns/mth | - |
| W/d/mth | 0 |
| Min age | 18 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.00% | Whole balance | All balances |
| Ongoing total, conditions met | 0.00% | Whole balance | Up to $199.99 |
| Ongoing total, conditions met | 5.00% | Whole balance | $200 and over |
Source: noren.com.au
Bonus requirements
For Focus Saver, meet these requirements to earn the ongoing total rate shown above.
- No entry, exit or account-keeping fee under the current Standard Savings Accounts information statement. Other service charges can apply. No introductory interest offer is established.
- Deposit at least $200 in total before end-of-day transaction processing starts on the last business day of the month, and make no withdrawals during that calendar month. No bonus interest is paid in the month the account is opened. Otherwise only the base rate applies. No separate monthly balance-growth or purchase test.
- Maintain a minimum monthly balance of at least $200 to qualify. Interest uses the lowest balance during the month and is credited on the last day of the month. The comparison balance is assumed to be that minimum, so a late deposit does not earn a full month of interest on the new balance.
Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 31 Oct 2026 | 0.00% | 5.00% | - |
Source: noren.com.au
Eligibility
- Personal Police Credit Union membership and identity checks are required. Membership is open to everyone, not limited to police employees. Becoming a member requires a one-off $10 share payment, separate from monthly account fees. Non-permanent residents and people with overseas tax residency should contact the provider about application requirements.
- Adults aged 18 or older under the current target market determination. Open by phone or in branch.
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Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 29 Oct 2026.