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Gateway Bank

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  • Bank
  • Customer-owned
  • Digital-only
  • Personal banking

Gateway Bank is an Australian customer-owned bank providing savings accounts, term deposits, home loans and personal loans. Founded in 1955, it operates under a mutual model, with profits used to benefit customers rather than external shareholders. Customers can manage their banking through online and mobile services, with telephone support and access to banking services through Bank@Post.

Institution facts
Legal nameGateway Bank Ltd
ABN47087650093
Established1955, customer-owned retail banking [1]
Banking accessGateway’s signed CY2024 public disclosure, published in February 2026, says it does not run a branch network, some cashless services are available to members at its head office. Bank@Post is separate from a bank branch network. [3]

Savings rates

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Rates p.a. at a balance of $25,000.

Gateway published personal savings accounts and offers.
Visit 3.25% 3.25%Ongoing cap: No cap No cap - - - 0 - $0 0 - - - - $0 -
Visit 4.00% 4.00%Ongoing cap: No cap No cap - - - 0 - $0 0 - - 0 15 $0 -
Visit 4.20% 4.20%Ongoing cap: No cap No cap - - - 0 - $0 0 - - - - $0 -
Visit 0.10% 4.60%Ongoing cap: $100K $100K - - - 0 - $250 0 - - - - $0 -

Source: noren.com.au

Similar institutions

Sources and review

  1. Institution background (customerownedbanking.asn.au)
  2. APRA ADI register (apra.gov.au)
  3. Banking access (climateactive.org.au)

Gateway Bank data reviewed . Next profile review due .

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