Revolut Instant Access Savings (Premium)
A savings account that earns variable interest on AUD balances. Interest accrues and is applied daily. Features and fees will vary based on paid plan tier (Standard, Plus, Premium, Metal, Ultra).
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Details
| Field | Value |
|---|---|
| Base | 3.90% |
| Ongoing | 3.90% |
| Ongoing cap | $250K |
| Intro | 6.25% |
| Intro cap | $50K |
| Intro period | 3 mths |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | 18 |
| Max age | - |
| Fee/mth | $11.99 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 3.90% | This band only | First $250k |
| Standard variable | 3.00% | This band only | Over $250k to $1m |
| Introductory total, first 3 months | 6.25% | This band only | First $50k |
| Introductory total, first 3 months | 3.90% | This band only | Over $50k to $250k |
| Introductory total, first 3 months | 3.00% | This band only | Over $250k to $1m |
Source: noren.com.au
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Rate requirements
For Revolut Instant Access Savings (Premium).
- No monthly deposit, growth, purchase or withdrawal-count qualification. A linked Revolut Personal Account is required, instant-access deposits/withdrawals go through that account.
- Requires the Premium subscription plan. Fee/mth includes its standard monthly subscription charge of $11.99, not an additional fee per savings sub-account. Paid plans also offer annual billing and have cancellation/notice terms.
- Rate tiers and the $1m hard deposit limit use combined personal savings, not a separate allowance per sub-account. Comparison assumes this is the entire combined balance, before plan fees and tax.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $11.99 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 3.90% | 3.90% | 6.25% |
Source: noren.com.au
Eligibility
- Australian-resident individuals aged 18+ with an eligible Revolut Personal Account, for personal AUD savings only.
- Australian Personal Terms section 10 restricts 16–17 accounts to basic payment features and excludes additional products/paid plans. The TMD’s broad 16+ wording does not approve those accounts for adult savings.
Introductory offer
- New Australian Revolut customers aged 18+ joining on or after 6 October 2026 only, previous customers or previous signup attempts are ineligible.
- An in-app invitation must be visible when opening savings. Verify and open within one calendar month of joining and before the invitation deadline. Three calendar months from savings opening.
- The promotion replaces ordinary interest on the first $50,000 combined personal savings. Excess uses the ordinary plan tiers, earlier $100,000-cap cohorts are not represented.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 28 Oct 2026.