Target Bonus Account (Heritage)
Earn bonus interest when you make regular desposits and no withdrawals with a Heritage Target Bonus Account
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Details
| Field | Value |
|---|---|
| Base | 0.01% |
| Ongoing | 4.25% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 1 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | 0 |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.01% | Whole balance | All balances |
| Ongoing total, conditions met | 4.25% | Whole balance | All balances |
Source: noren.com.au
Bonus requirements
For Target Bonus Account (Heritage), meet these requirements to earn the ongoing total rate shown above.
- Make at least one deposit and no withdrawals during the monthly interest period. Current Heritage terms section 34 calculate both base and bonus on daily balances, paid monthly, the exact old source minimum-monthly-balance wording is not used over those current terms. Minimum operating/interest calculation balance $1.
- Provider fee review 29 October 2026: this savings account has no monthly account-keeping fee. This does not waive transaction, statement, special-service or separately linked-account charges, their published conditions still apply.
Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 0.01% | 4.25% | - |
Source: noren.com.au
Eligibility
- Heritage-branded product within the shared registered feed, still open to new applications under the current Heritage guide. People First former-product closures do not automatically close Heritage products. No numeric age restriction is invented for the youth-labelled source record where current evidence supplies none.
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Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 31 Oct 2026.