monEsaver Internet Account
The monEsaver is an online savings account with no account keeping fees. Earn interest with no minimum deposit requirements or withdrawal penalties for internet banking, phone banking and mobile banking.
On this page
Details
| Field | Value |
|---|---|
| Base | 2.70% |
| Ongoing | 2.70% |
| Ongoing cap | $200K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Interest rates & fees
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 2.40% | Whole balance | Up to $4,999.99 |
| Standard variable | 2.70% | Whole balance | $5k to $199,999.99 |
| Standard variable | 2.95% | Whole balance | $200k and over |
Source: noren.com.au
Rate requirements
For monEsaver Internet Account.
- No introductory offer. Zero monthly account-keeping fee, transaction and service fees can apply. Optional linked Purple Transactor marketing is not an interest qualification.
- No monthly deposit, balance-growth, purchase or withdrawal-count interest requirement. At-call access without a notice period, service fees are separate from interest qualification.
- Staff-assisted withdrawals, transfers or BPAY can cost $4 each, online/phone/mobile access has no interest withdrawal penalty.
- Other fees can include Bank@Post, overseas transactions, optional services and a $10 annual dormant-account fee after 12 months without a member/signatory transaction. Zero monthly account fee does not mean all services are free.
Fees
| Fee | Amount | Details |
|---|---|---|
| Monthly account fee | $0 | Monthly account fee. |
Source: noren.com.au
Showing reviewed fees only, other charges may apply
Rate history
Some checks lacked verified pricing. These observations do not establish uninterrupted availability.
| Observed | Base | Ongoing | Intro |
|---|---|---|---|
| 29 Oct 2026 | 2.70% | 2.70% | - |
Source: noren.com.au
Eligibility
- Personal AUD savings use, become or remain a Beyond Bank Australia member and complete the bank’s identity checks. No product minimum balance in the reviewed Product Guide.
- Available to personal members as well as businesses, this row represents personal use.
Similar products
Tools & support
Things you should know
- Check withdrawal access, linked-account requirements and transaction timing with the provider.
- Introductory and ongoing offers may have different eligibility and balance limits.
Collected on 30 Oct 2026. Pricing verified on 31 Oct 2026.