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Darling Downs Bank

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  • Bank
  • Customer-owned
  • Branch network
  • Community focused
  • Personal banking

Darling Downs Bank is the trading name of Warwick Credit Union Ltd, an Australian customer-owned financial institution serving regional Queensland. It adopted its current name in September 2025, bringing its Warwick, Gympie and Dalby credit union heritage under one brand. It offers savings accounts, term investments, home loans, personal loans, rural and business lending, with local branches, digital banking and community sponsorships.

Institution facts
Legal nameWarwick Credit Union Ltd
ABN98087651116
Brand historyAdopted the Darling Downs Bank name in September 2025, bringing together Warwick, Gympie and Dalby heritage [1]
Banking accessFace-to-face banking is available at provider branches or banking service centres, check the provider for current services and opening hours. [3]

Savings rates

Compare all

Rates p.a. at a balance of $699.

Darling Downs published personal savings accounts and offers.
Visit 1.20% 1.20%Ongoing cap: No cap No cap - - - - - - - - - - - $0 -
Visit 0.85% 0.85%Ongoing cap: No cap No cap - - - - - - - - - - - $0 -
Visit 0.30% 0.30%Ongoing cap: $5K $5K - - - - - - - - - - - $0 -
Visit 0.75% 0.75%Ongoing cap: No cap No cap - - - - - - - - - - - $0 -

Source: noren.com.au

Savings products

  • Christmas Club

    A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.

  • Education Saver

    A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.

  • Investment Savings

    A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.

  • Smart Saver

    A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.

Similar institutions

Sources and review

  1. Institution background (ddbank.com.au)
  2. APRA ADI register (apra.gov.au)
  3. Banking access (ddbank.com.au)

Darling Downs Bank data reviewed . Next profile review due .

Noren RatingScore detailsHow the trial rating works. Product pages contain pricing evidence.

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