Police CU iSavings Summary
Description
Online savings account
Benefits
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
Hoops
- Ongoing rate cap: $4,999.99. See the rate breakdown for higher balances.
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Details
Key details
| Product name | Police CU iSavings |
|---|---|
| Maximum variable rate | 0.00% p.a. |
| Ongoing interest rate | 0.00% p.a. |
| Base interest rate | 0.00% p.a. |
| Minimum age | - |
Source: noren.com.au
All comparison details
| Base | 0.00% |
|---|---|
| Ongoing | 0.00% |
| Ongoing cap | $5K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | - |
| Dep $/mth | - |
| Growth/mth | - |
| Buys/mth | - |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 0.00% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 0.00% | Whole balance | Up to $4,999.99 |
| Standard variable | 2.20% | Whole balance | $5k to $99,999.99 |
| Standard variable | 2.75% | Whole balance | $100k to $499,999.99 |
| Standard variable | 4.25% | Whole balance | $500k and over |
Source: noren.com.au
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Requirements
- No entry, exit or account-keeping fee under the current Standard Savings Accounts information statement. Other service charges can apply. No introductory interest offer is established.
- Interest is calculated daily on the whole balance at the rate for its balance band, and paid monthly. No regular monthly deposit, balance-growth, purchase or withdrawal-count interest qualification.
- The provider distinguishes tiered whole-balance rates from stepped portion rates. The first $5,000 is not deducted when a higher iSavings band applies. There is no minimum opening balance, but balances below $5,000 earn the listed zero rate. Online Banking or app opening is available to members.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Police CU.
- Personal Police Credit Union membership and identity checks are required. Membership is open to everyone, not limited to police employees. Becoming a member requires a one-off $10 share payment, separate from monthly account fees. Non-permanent residents and people with overseas tax residency should contact the provider about application requirements.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 29 Oct 2026.