Auswide Online Saver Summary
Description
An online savings account
Benefits
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
- No upper balance cap in the reviewed ongoing pricing.
Hoops
- Check the provider’s eligibility, linked-account terms and other service charges.
On this page
Details
Key details
| Product name | Auswide Online Saver |
|---|---|
| Maximum variable rate | 2.25% p.a. |
| Ongoing interest rate | 2.25% p.a. |
| Base interest rate | 2.25% p.a. |
| Minimum age | - |
Source: noren.com.au
All comparison details
| Base | 2.25% |
|---|---|
| Ongoing | 2.25% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 2.25% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 2.25% | Whole balance | All balances |
Source: noren.com.au
Share/Export
Requirements
- No monthly account service fee, minimum opening deposit or balance to be retained. Current provider pages and the July 2026 guide establish the zero monthly fee, missing CDR periodic-fee rows alone are not treated as proof.
- No current introductory offer is advertised. Interest is calculated on the opening daily credit balance and paid monthly, the provider defines opening daily balance from 12.01am AEST.
- Pairing with an everyday account is suggested by the website, rather than a reviewed mandatory linked-account qualification. Service/transaction charges may apply, see the personal account guide.
- No monthly deposit, balance-growth, purchase or withdrawal-count interest qualification. The standard rate applies to the whole balance.
- Managed online only: electronic credits and transfers, with account debits through internet or mobile banking. Branch transactions are not available. The product has no linked debit card.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Auswide.
- Personal-use savings only. Businesses, companies, body corporates, superannuation funds, family trusts, clubs and non-profit organisations are ineligible under the product pages.
- Auswide is a division of MyState Bank Limited, ABN 89 067 729 195. Its registered Auswide source and account identities remain separate from MyState-branded products. Identity and account-opening checks apply.
More from Auswide
Similar products
Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 28 Oct 2026.