Police CU Focus Saver Summary
Description
Bonus Interest Account to bring your dreams into focus.
Benefits
- No monthly savings-account fee.
- No upper balance cap in the reviewed ongoing pricing.
Hoops
- Applicants must be at least 18.
- For bonus interest, deposit at least $200 each month. Check the full requirements below.
- Withdrawals can forfeit bonus interest.
On this page
Details
Key details
| Product name | Police CU Focus Saver |
|---|---|
| Maximum variable rate | 5.00% p.a. |
| Ongoing interest rate | 5.00% p.a. |
| Base interest rate | 0.00% p.a. |
| Minimum age | 18 years |
Source: noren.com.au
All comparison details
| Base | 0.00% |
|---|---|
| Ongoing | 5.00% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | - |
| Dep $/mth | $200 |
| Growth/mth | - |
| Buys/mth | - |
| Txns/mth | - |
| W/d/mth | 0 |
| Min age | 18 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 0.00% p.a., before bonus interest.
- Ongoing: 5.00% p.a. when bonus conditions are met. No upper cap.
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.00% | Whole balance | All balances |
| Ongoing total, conditions met | 0.00% | Whole balance | Up to $199.99 |
| Ongoing total, conditions met | 5.00% | Whole balance | $200 and over |
Source: noren.com.au
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Requirements
- No entry, exit or account-keeping fee under the current Standard Savings Accounts information statement. Other service charges can apply. No introductory interest offer is established.
- Deposit at least $200 in total before end-of-day transaction processing starts on the last business day of the month, and make no withdrawals during that calendar month. No bonus interest is paid in the month the account is opened. Otherwise only the base rate applies. No separate monthly balance-growth or purchase test.
- Maintain a minimum monthly balance of at least $200 to qualify. Interest uses the lowest balance during the month and is credited on the last day of the month. The comparison balance is assumed to be that minimum, so a late deposit does not earn a full month of interest on the new balance.
- Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Police CU.
- Personal Police Credit Union membership and identity checks are required. Membership is open to everyone, not limited to police employees. Becoming a member requires a one-off $10 share payment, separate from monthly account fees. Non-permanent residents and people with overseas tax residency should contact the provider about application requirements.
- Adults aged 18 or older under the current target market determination. Open by phone or in branch.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 29 Oct 2026.