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Auswide Bonus Plus Saver Summary

Description

A savings account that pays bonus interest when a deposit and no withdrawals are made during the month

Benefits

  • No monthly savings-account fee.
  • No upper balance cap in the reviewed ongoing pricing.

Hoops

  • For bonus interest, make at least 1 qualifying deposit each month. Check the full requirements below.
  • Withdrawals can forfeit bonus interest.
On this page

Details

Key details

Key product details
Product nameAuswide Bonus Plus Saver
Maximum variable rate3.56% p.a.
Ongoing interest rate3.56% p.a.
Base interest rate0.01% p.a.
Minimum age-

Source: noren.com.au

All comparison details
All comparison details
Base0.01%
Ongoing3.56%
Ongoing capNo cap
Intro-
Intro cap-
Intro period-
Dep/mth1
Dep $/mth-
Growth/mth$0
Buys/mth0
Txns/mth-
W/d/mth0
Min age-
Max age-
Fee/mth$0

Source: noren.com.au

Rates & features

Interest rates

Variable rates % p.a. at $699, assuming applicable bonus conditions are met.

  • Base: 0.01% p.a., before bonus interest.
  • Ongoing: 3.56% p.a. when bonus conditions are met. No upper cap.
Full rate breakdown
Verified balance tiers, rates % p.a.
TypeRateApplies toBalance
Base rate component 0.01% This band only All balances
Ongoing total, conditions met 3.56% This band only All balances

Source: noren.com.au

This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.

Requirements

  • No monthly account service fee, minimum opening deposit or balance to be retained. Current provider pages and the July 2026 guide establish the zero monthly fee, missing CDR periodic-fee rows alone are not treated as proof.
  • No current introductory offer is advertised. Interest is calculated on the opening daily credit balance and paid monthly, the provider defines opening daily balance from 12.01am AEST.
  • Pairing with an everyday account is suggested by the website, rather than a reviewed mandatory linked-account qualification. Service/transaction charges may apply, see the personal account guide.
  • In the calendar month make at least one deposit, credit transfer or electronic credit, excluding interest credits, and make no withdrawals, debit transfers or electronic debits.
  • The qualification is a count of deposits, not an invented minimum monthly dollar amount. No separate balance-growth or card-purchase requirement. If conditions are missed, the standard base rate applies.
  • The source repeats qualification wording on base components. Provider standard/bonus schedules and the account guide establish that the qualification belongs to the bonus, the original wording remains in the raw signature.
  • Bonus pricing applies to each portion on either side of the signed $4,999.99/$5,000 boundary. Equal adjacent rate portions produce the same effective rate across balances, unequal portions are evaluated separately.
  • This captured base/bonus schedule matches the provider’s 1 November 2026 rates. It cannot be published before 00:00 Sydney on that date, a fresh capture and explicit provider approval are still required.
  • Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.

Fees

  • Monthly account fee: $0

Showing reviewed fees only, other charges may apply

How to apply

Check these eligibility requirements before applying with Auswide.

  • Personal-use savings only. Businesses, companies, body corporates, superannuation funds, family trusts, clubs and non-profit organisations are ineligible under the product pages.
  • Auswide is a division of MyState Bank Limited, ABN 89 067 729 195. Its registered Auswide source and account identities remain separate from MyState-branded products. Identity and account-opening checks apply.
  • The current Bonus Plus TMD and product page specify no universal numeric minimum or maximum age. Ziggy conversion at 16 is not treated as a general minimum age for Bonus Plus.

More from Auswide

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Sources & review

Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.

  1. Provider product terms
  2. Auswide official website
  3. Provider pricing evidence 2
  4. Provider pricing evidence 3
  5. Provider pricing evidence 4
  6. Provider pricing evidence 5

Collected and verified on 1 Nov 2026.

Noren RatingScore detailsHow the trial rating works. Product pages contain pricing evidence.

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