Auswide Bonus Plus Saver Summary
Description
A savings account that pays bonus interest when a deposit and no withdrawals are made during the month
Benefits
- No monthly savings-account fee.
- No upper balance cap in the reviewed ongoing pricing.
Hoops
- For bonus interest, make at least 1 qualifying deposit each month. Check the full requirements below.
- Withdrawals can forfeit bonus interest.
On this page
Details
Key details
| Product name | Auswide Bonus Plus Saver |
|---|---|
| Maximum variable rate | 3.56% p.a. |
| Ongoing interest rate | 3.56% p.a. |
| Base interest rate | 0.01% p.a. |
| Minimum age | - |
Source: noren.com.au
All comparison details
| Base | 0.01% |
|---|---|
| Ongoing | 3.56% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 1 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | 0 |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 0.01% p.a., before bonus interest.
- Ongoing: 3.56% p.a. when bonus conditions are met. No upper cap.
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.01% | This band only | All balances |
| Ongoing total, conditions met | 3.56% | This band only | All balances |
Source: noren.com.au
Share/Export
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Requirements
- No monthly account service fee, minimum opening deposit or balance to be retained. Current provider pages and the July 2026 guide establish the zero monthly fee, missing CDR periodic-fee rows alone are not treated as proof.
- No current introductory offer is advertised. Interest is calculated on the opening daily credit balance and paid monthly, the provider defines opening daily balance from 12.01am AEST.
- Pairing with an everyday account is suggested by the website, rather than a reviewed mandatory linked-account qualification. Service/transaction charges may apply, see the personal account guide.
- In the calendar month make at least one deposit, credit transfer or electronic credit, excluding interest credits, and make no withdrawals, debit transfers or electronic debits.
- The qualification is a count of deposits, not an invented minimum monthly dollar amount. No separate balance-growth or card-purchase requirement. If conditions are missed, the standard base rate applies.
- The source repeats qualification wording on base components. Provider standard/bonus schedules and the account guide establish that the qualification belongs to the bonus, the original wording remains in the raw signature.
- Bonus pricing applies to each portion on either side of the signed $4,999.99/$5,000 boundary. Equal adjacent rate portions produce the same effective rate across balances, unequal portions are evaluated separately.
- This captured base/bonus schedule matches the provider’s 1 November 2026 rates. It cannot be published before 00:00 Sydney on that date, a fresh capture and explicit provider approval are still required.
- Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Auswide.
- Personal-use savings only. Businesses, companies, body corporates, superannuation funds, family trusts, clubs and non-profit organisations are ineligible under the product pages.
- Auswide is a division of MyState Bank Limited, ABN 89 067 729 195. Its registered Auswide source and account identities remain separate from MyState-branded products. Identity and account-opening checks apply.
- The current Bonus Plus TMD and product page specify no universal numeric minimum or maximum age. Ziggy conversion at 16 is not treated as a general minimum age for Bonus Plus.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected and verified on 1 Nov 2026.