Gateway eMax Saver Account Summary
Description
eMax Saver Account
Benefits
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
Hoops
- Ongoing rate cap: $999.99. See the rate breakdown for higher balances.
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Details
Key details
| Product name | Gateway eMax Saver Account |
|---|---|
| Maximum variable rate | 0.60% p.a. |
| Ongoing interest rate | 0.60% p.a. |
| Base interest rate | 0.60% p.a. |
| Minimum age | - |
Source: noren.com.au
All comparison details
| Base | 0.60% |
|---|---|
| Ongoing | 0.60% |
| Ongoing cap | $1K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 0.60% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 0.60% | Whole balance | Up to $999.99 |
| Standard variable | 4.20% | Whole balance | $1k and over |
Source: noren.com.au
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Requirements
- $0 monthly account-keeping fee and no minimum opening balance under the current product pages and TMDs. Service charges can apply, including $7.50 staff-assisted withdrawals and a $20 annual dormancy charge after two years without transactions.
- Interest calculated daily. No mandatory linked transaction account is established for these savings families, optional linked card accounts have their own terms.
- No monthly deposit, growth, purchase or withdrawal-count interest condition. Interest credited on the last day of each month. Unlimited deposits and withdrawals, online/app access and BPAY. No debit card on the savings account. A linked transaction/card account is optional, not an interest qualification.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Gateway.
- Personal Gateway Bank membership and identity checks, with a permanent Australian residential address and phone number under the current TMD. The copied CDR pension-recipient flag is not a mandatory restriction: the TMD describes pension recipients as an optional suitable cohort.
- Adult product TMDs say over the age of 18. An exact completed-age minimum is not inferred from that wording, check the bank’s eligibility requirements.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 28 Oct 2026.