Beyond BU Account Summary
Description
The perfect account to stash your cash. If you're under 18 years old, our BU Savings Account is a transaction account designed to build your stash of cash quicker than ever!
Benefits
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
- No upper balance cap in the reviewed ongoing pricing.
Hoops
- Available up to age 17.
On this page
Details
Key details
| Product name | Beyond BU Account |
|---|---|
| Maximum variable rate | 3.35% p.a. |
| Ongoing interest rate | 3.35% p.a. |
| Base interest rate | 3.35% p.a. |
| Minimum age | - |
Source: noren.com.au
All comparison details
| Base | 3.35% |
|---|---|
| Ongoing | 3.35% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | 17 |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 3.35% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 3.35% | Whole balance | All balances |
Source: noren.com.au
Share/Export
Requirements
- No introductory offer. Zero monthly account-keeping fee, transaction and service fees can apply. Optional linked Purple Transactor marketing is not an interest qualification.
- No monthly deposit, balance-growth, purchase or withdrawal-count interest requirement. At-call access without a notice period, service fees are separate from interest qualification.
- Interest is calculated daily on the whole balance and paid quarterly on 31 March, 30 June, 30 September and 31 December. There is no monthly interest-payment requirement.
- Other fees can include Bank@Post, overseas transactions, optional services and a $10 annual dormant-account fee after 12 months without a member/signatory transaction. Zero monthly account fee does not mean all services are free.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Beyond.
- Personal AUD savings use, become or remain a Beyond Bank Australia member and complete the bank’s identity checks. No product minimum balance in the reviewed Product Guide.
- Under 18 only. Ages 13–17 can open online, under-13 or parent-opened accounts are opened in branch, with trustee/signatory/permission safeguards and restricted card/digital access. Automatically converts to Purple Transactor at 18.
More from Beyond
Similar products
Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected and verified on 31 Oct 2026.