Community First Wildlife Saver account Summary
Description
An account for members aged under 18 to kick start their savings with the help of a parent or guardian. Account holders 12+ are eligible for debit card access - all balances earn competitive interest
Benefits
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
Hoops
- Available to ages 0 to 17.
- Ongoing rate cap: $10,000. See the rate breakdown for higher balances.
On this page
Details
Key details
| Product name | Community First Wildlife Saver account |
|---|---|
| Maximum variable rate | 3.50% p.a. |
| Ongoing interest rate | 3.50% p.a. |
| Base interest rate | 3.50% p.a. |
| Minimum age | 0 years |
Source: noren.com.au
All comparison details
| Base | 3.50% |
|---|---|
| Ongoing | 3.50% |
| Ongoing cap | $10K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | 0 |
| Max age | 17 |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 3.50% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 3.50% | Whole balance | Up to $10k |
| Standard variable | 0.00% | Whole balance | $10,000.01 and over |
Source: noren.com.au
Share/Export
Requirements
- Variable interest calculated daily. No minimum opening deposit or separate introductory offer. $0 ordinary monthly account fee, service, inactivity and dormancy charges may apply under the current schedule.
- No monthly deposit, growth, purchase or withdrawal-count interest qualification. Interest is paid on the last day of March, June, September and December under the TMD and account summary, correcting source P1M.
- The applicable interest rate is paid on the whole account balance. A balance up to and including $10,000 earns the published rate, if the balance exceeds $10,000, the entire balance earns 0.00%, including the first $10,000. This is not a first-portion allowance or a weighted excess calculation.
- The bank’s S18 member-information table explicitly specifies whole-balance calculation, corroborating the current summary’s non-tiered marker. The current rate schedule supplies the $10,000 cutoff and nil higher-balance rate, including the $10,000.01 boundary, its exact wording governs the product page’s rounded $10,001 label. The original CDR PER_TIER flag remains captured and signed.
- Debit card access is available from age 12. Apple Pay requires age 13. Ordinary domestic transactions are fee-free, international and specially requested services can incur charges.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Community First.
- Reviewed personal AUD savings scenario. Community First Bank membership, subscription for a member share and identity checks are required. The CommFCU source is separate from the Easy Street brand despite the shared issuer.
- Under 18, including age 17. Sole account for the child’s own purposes. Under 12 requires a parent/guardian, an adult signatory retains control until the required junior authorisation is received. At 18 the account converts to an Everyday Account.
More from Community First
Similar products
Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 28 Oct 2026.