Beyond monEsaver Internet Account Summary
Description
The monEsaver is an online savings account with no account keeping fees. Earn interest with no minimum deposit requirements or withdrawal penalties for internet banking, phone banking and mobile banking.
Benefits
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
Hoops
- Ongoing rate cap: $4,999.99. See the rate breakdown for higher balances.
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Details
Key details
| Product name | Beyond monEsaver Internet Account |
|---|---|
| Maximum variable rate | 2.40% p.a. |
| Ongoing interest rate | 2.40% p.a. |
| Base interest rate | 2.40% p.a. |
| Minimum age | - |
Source: noren.com.au
All comparison details
| Base | 2.40% |
|---|---|
| Ongoing | 2.40% |
| Ongoing cap | $5K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 2.40% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 2.40% | Whole balance | Up to $4,999.99 |
| Standard variable | 2.70% | Whole balance | $5k to $199,999.99 |
| Standard variable | 2.95% | Whole balance | $200k and over |
Source: noren.com.au
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Requirements
- No introductory offer. Zero monthly account-keeping fee, transaction and service fees can apply. Optional linked Purple Transactor marketing is not an interest qualification.
- No monthly deposit, balance-growth, purchase or withdrawal-count interest requirement. At-call access without a notice period, service fees are separate from interest qualification.
- Staff-assisted withdrawals, transfers or BPAY can cost $4 each, online/phone/mobile access has no interest withdrawal penalty.
- Other fees can include Bank@Post, overseas transactions, optional services and a $10 annual dormant-account fee after 12 months without a member/signatory transaction. Zero monthly account fee does not mean all services are free.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Beyond.
- Personal AUD savings use, become or remain a Beyond Bank Australia member and complete the bank’s identity checks. No product minimum balance in the reviewed Product Guide.
- Available to personal members as well as businesses, this row represents personal use.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected and verified on 31 Oct 2026.