Beyond Community Reward Account Summary
Description
The Community Reward Account is a flexible savings account with a competitive interest rate. A percentage of the annual average balances will be donated to a nominated registered charity or community group
Benefits
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
Hoops
- Ongoing rate cap: $4,999.99. See the rate breakdown for higher balances.
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Details
Key details
| Product name | Beyond Community Reward Account |
|---|---|
| Maximum variable rate | 3.90% p.a. |
| Ongoing interest rate | 3.90% p.a. |
| Base interest rate | 3.90% p.a. |
| Minimum age | - |
Source: noren.com.au
All comparison details
| Base | 3.90% |
|---|---|
| Ongoing | 3.90% |
| Ongoing cap | $5K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 3.90% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 3.90% | Whole balance | Up to $4,999.99 |
| Standard variable | 4.20% | Whole balance | $5k to $199,999.99 |
| Standard variable | 4.30% | Whole balance | $200k and over |
Source: noren.com.au
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Requirements
- No introductory offer. Zero monthly account-keeping fee, transaction and service fees can apply. Optional linked Purple Transactor marketing is not an interest qualification.
- No monthly deposit, balance-growth, purchase or withdrawal-count interest requirement. At-call access without a notice period, service fees are separate from interest qualification.
- The bank funds a separate annual donation to the linked organisation. It is not a customer bonus rate, deposit requirement or deduction from the customer’s advertised interest. Two free staff-assisted transactions monthly, then $2.50 each.
- Other fees can include Bank@Post, overseas transactions, optional services and a $10 annual dormant-account fee after 12 months without a member/signatory transaction. Zero monthly account fee does not mean all services are free.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Beyond.
- Personal AUD savings use, become or remain a Beyond Bank Australia member and complete the bank’s identity checks. No product minimum balance in the reviewed Product Guide.
- Available to personal members as well as businesses, this row represents personal use. Nominate a registered community organisation, the bank may assign a default recipient if none is nominated.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected and verified on 31 Oct 2026.