Cairns Bank
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Cairns Bank is the trading name of Cairns Penny Savings & Loans Ltd, an Australian customer-owned financial institution established in 1899 as the Cairns Weekly Penny Savings Bank. It serves Cairns and surrounding communities in Far North Queensland. Its products include savings and transaction accounts, term deposits, home loans, personal and car loans, and business banking, supported by local service and digital banking.
| Legal name | Cairns Penny Savings & Loans Ltd |
|---|---|
| ABN | 68087933757 |
| Established | 1899 as the Cairns Weekly Penny Savings Bank [1] |
| Banking access | Face-to-face banking is available at provider branches or banking service centres, check the provider for current services and opening hours. [3] |
Savings rates
Compare allRates p.a. at a balance of $699.
Pricing uses the current rate tables and CDR feed, some FAQ rates differ. Christmas Saver pricing above $10,000 is unconfirmed. Check product details for branch-opening, linked-account and seasonal-access requirements.
| Christmas Saver | Visit | 2.25% | 2.25%Ongoing cap: $10K | $10K | - | - | - | 0 | - | $0 | 0 | - | 0 | - | - | $0 | - |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kids Saver | Visit | 3.20% | 3.20%Ongoing cap: $2K | $2K | - | - | - | 0 | - | $0 | 0 | - | 0 | - | 17 | $0 | - |
Source: noren.com.au
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Savings products
Christmas Saver
A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.
Kids Saver
A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.
Useful links
Similar institutions
Sources and review
- Institution background (cairnsbank.com.au)
- APRA ADI register (apra.gov.au)
- Banking access (cairnsbank.com.au)
Cairns Bank data reviewed . Next profile review due .