Southern Cross STAR SAVER Summary
Description
Star Saver savings account
Benefits
- No monthly savings-account fee.
- No upper balance cap in the reviewed ongoing pricing.
Hoops
- Applicants must be at least 14.
- For bonus interest, grow the balance by at least $100 each month. Check the full requirements below.
On this page
Details
Key details
| Product name | Southern Cross STAR SAVER |
|---|---|
| Maximum variable rate | 5.20% p.a. |
| Ongoing interest rate | 5.20% p.a. |
| Base interest rate | 1.00% p.a. |
| Minimum age | 14 years |
Source: noren.com.au
All comparison details
| Base | 1.00% |
|---|---|
| Ongoing | 5.20% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $100 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | 14 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 1.00% p.a., before bonus interest.
- Ongoing: 5.20% p.a. when bonus conditions are met. No upper cap.
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 1.00% | Whole balance | Up to $2m |
| Ongoing total, conditions met | 5.20% | Whole balance | Up to $2m |
| Rates unverified | - | - | Over $2m |
Source: noren.com.au
Share/Export
Requirements
- Increase the balance by at least $100, excluding previous interest earned, by 5pm NSW time on the last business day of the calendar month. Withdrawals are permitted but may prevent meeting growth. Otherwise base only.
- Linked Easy Access transaction account required. Its separate $5 monthly fee is waived if the primary holder is under 30, or credits at least $2,000 monthly from an external account, or has at least $30,000 in combined deposits/loans under the same primary customer number. The savings account itself has no monthly fee.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Southern Cross.
- Individual age 14+, Australian citizen or permanent resident, a linked Easy Access transaction account is required.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 27 Oct 2026.