Southern Cross LITTLE STAR SAVER Summary
Description
Savings account for customers under 14yrs. Bonus Interest paid on balance up to $50k subject to no withdrawals made.
Benefits
- No monthly savings-account fee.
Hoops
- Available to ages 0 to 14.
- Bonus interest depends on meeting the provider’s requirements.
- Withdrawals can forfeit bonus interest.
- Ongoing rate cap: $50,000. See the rate breakdown for higher balances.
On this page
Details
Key details
| Product name | Southern Cross LITTLE STAR SAVER |
|---|---|
| Maximum variable rate | 5.20% p.a. |
| Ongoing interest rate | 5.20% p.a. |
| Base interest rate | 1.00% p.a. |
| Minimum age | 0 years |
Source: noren.com.au
All comparison details
| Base | 1.00% |
|---|---|
| Ongoing | 5.20% |
| Ongoing cap | $50K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | 0 |
| Min age | 0 |
| Max age | 14 |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 1.00% p.a., before bonus interest.
- Ongoing: 5.20% p.a. when bonus conditions are met. Up to $50k.
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 1.00% | This band only | First $2m |
| Ongoing total, conditions met | 5.20% | This band only | First $50k |
| Ongoing total, conditions met | 1.00% | This band only | Over $50k to $2m |
| Rates unverified | - | - | Over $2m |
Source: noren.com.au
Share/Export
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Requirements
- No withdrawals during the calendar month for bonus on the first $50,000. No minimum deposit or growth requirement. Base remains on excess portions and when withdrawals prevent bonus.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Southern Cross.
- Individual child age 14 or under, one account per child in the child’s name. The current provider eligibility corrects the source description’s under-14 wording. Parent/guardian operation and identification rules apply.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 27 Oct 2026.