Horizon Super Saver Summary
Description
An everyday account for children aged 0-12 years. The Super Saver account is a great start to teach your child the value of money and instil good savings habits from an early age.
Benefits
- No monthly savings-account fee.
- No upper balance cap in the reviewed ongoing pricing.
Hoops
- Available to ages 0 to 12.
- For bonus interest, deposit at least $2 each month. Check the full requirements below.
- Withdrawals can forfeit bonus interest.
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Details
Key details
| Product name | Horizon Super Saver |
|---|---|
| Maximum variable rate | 5.25% p.a. |
| Ongoing interest rate | 5.25% p.a. |
| Base interest rate | 2.25% p.a. |
| Minimum age | 0 years |
Source: noren.com.au
All comparison details
| Base | 2.25% |
|---|---|
| Ongoing | 5.25% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | - |
| Dep $/mth | $2 |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | 0 |
| Min age | 0 |
| Max age | 12 |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 2.25% p.a., before bonus interest.
- Ongoing: 5.25% p.a. when bonus conditions are met. No upper cap.
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 2.25% | Whole balance | All balances |
| Ongoing total, conditions met | 5.25% | Whole balance | All balances |
Source: noren.com.au
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Requirements
- No regular monthly account-keeping fee or advertised introductory offer on this account. Other service charges apply, including an inactive-account annual charge, see the current fees schedule.
- Interest is calculated daily on the whole balance. No compulsory linked transaction account has been established by the reviewed terms.
- Deposit a total of at least $2 and make no withdrawals in the calendar month. No separate balance-growth or card-purchase test. If qualification fails the standard base rate applies, no reward interest is paid in the month of account closure. Interest is credited monthly.
- The dated 12 October 2026 rate schedule and product feature tables confirm the source base and bonus. Old webpage footnotes still quote a lower fallback rate, that stale text is not substituted for the dated schedule.
- Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Horizon.
- Personal Australian citizen or Australian resident, subject to identity and tax-residency checks. Membership requires a refundable $2 share, it is not a monthly fee.
- Children aged 0–12 inclusive, parent/guardian identification and account-operation rules apply.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected and verified on 31 Oct 2026.