Dnister Bonus Saver Summary
Description
A savings account that rewards monthly deposits of at least $20 and no withdrawals with bonus interest.
Benefits
- No monthly savings-account fee.
- No upper balance cap in the reviewed ongoing pricing.
Hoops
- For bonus interest, deposit at least $20 each month. Check the full requirements below.
- Withdrawals can forfeit bonus interest.
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Details
Key details
| Product name | Dnister Bonus Saver |
|---|---|
| Maximum variable rate | 5.15% p.a. |
| Ongoing interest rate | 5.15% p.a. |
| Base interest rate | 0.05% p.a. |
| Minimum age | - |
Source: noren.com.au
All comparison details
| Base | 0.05% |
|---|---|
| Ongoing | 5.15% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | - |
| Dep $/mth | $20 |
| Growth/mth | - |
| Buys/mth | - |
| Txns/mth | - |
| W/d/mth | 0 |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 0.05% p.a., before bonus interest.
- Ongoing: 5.15% p.a. when bonus conditions are met. No upper cap.
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.05% | Whole balance | $1 and over |
| Ongoing total, conditions met | 5.15% | Whole balance | $1 and over |
Source: noren.com.au
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Requirements
- Interest is calculated on the daily balance and paid monthly. Reviewed rates apply from $1. No monthly account-keeping fee, separate service, transaction, paper statement and dormant-account charges may apply.
- Deposit at least $20 in total each calendar month and make no withdrawals to earn bonus interest. Otherwise the base rate applies. No separate deposit-count, balance-growth or card-purchase qualification is established. No introductory offer is established.
- Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Dnister.
- Dnister shareholding membership and account-opening checks apply. Full membership requires five $2 shares, totalling $10. Members under 18 initially pay $2, with the remaining $8 due at 18. The share subscription is separate from monthly account fees.
- No universal numeric age limit is established by the reviewed product documents.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 29 Oct 2026.