RACQ eSave Account Summary
Description
Our eSave Account is an online savings account that allows you to earn a competitive rate of interest while your money remains 'at call'. Access to the account is available via internet banking and phone banking only.
Benefits
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
- No upper balance cap in the reviewed ongoing pricing.
Hoops
- Applicants must be at least 13.
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Details
Key details
| Product name | RACQ eSave Account |
|---|---|
| Maximum variable rate | 3.25% p.a. |
| Ongoing interest rate | 3.25% p.a. |
| Base interest rate | 3.25% p.a. |
| Minimum age | 13 years |
Source: noren.com.au
All comparison details
| Base | 3.25% |
|---|---|
| Ongoing | 3.25% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | 13 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 3.25% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 3.25% | Whole balance | All balances |
Source: noren.com.au
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Requirements
- RACQ services stop at noon AEST on 13 November 2026 for transfer to Bendigo Bank, these prices require a new review before that transition.
- Provider fee review 29 October 2026: this savings account has no monthly account-keeping fee. This does not waive transaction, statement, special-service or separately linked-account charges, their published conditions still apply.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with RACQ.
- Australian Resident
- Individual applicants only
- Age 13 or over.
- Queensland residential address, Australian identification and Australian mobile number required. Under-18 applicants use phone or branch channels where eligible.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 26 Oct 2026.