Qld Country Online Saver Summary
Description
Designed for those happy to manage their own savings online but wanting the freedom to access funds at any time.
Benefits
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
- No upper balance cap in the reviewed ongoing pricing.
Hoops
- Applicants must be at least 13.
On this page
Details
Key details
| Product name | Qld Country Online Saver |
|---|---|
| Maximum variable rate | 3.00% p.a. |
| Ongoing interest rate | 3.00% p.a. |
| Base interest rate | 3.00% p.a. |
| Minimum age | 13 years |
Source: noren.com.au
All comparison details
| Base | 3.00% |
|---|---|
| Ongoing | 3.00% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | 13 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 3.00% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 3.00% | Whole balance | All balances |
Source: noren.com.au
Share/Export
Requirements
- Personal AUD variable savings pricing. Interest is calculated daily and paid monthly, no separate introductory rate or mandatory linked transaction account is advertised. Optional service/transaction charges can apply.
- No monthly deposit, growth, purchase or withdrawal-count interest condition. No card access, withdraw by transferring to another account or visiting a branch.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Qld Country.
- Queensland Country Bank membership and identity/AML checks required. The current TMD requires Australian citizenship or a valid Australian visa. Membership entails subscribing for one share, this is separate from the account’s monthly service fee.
- The April 2026 TMD sets a minimum age of 13 and says under-13s are outside its target market. Older brochure, product-page and CDR wording still describe parent-operated under-13 accounts, that conflicting younger cohort is not approved. Online application age requirements do not replace general account eligibility.
More from Qld Country
Similar products
Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected and verified on 31 Oct 2026.