Qudos Bank Qsaver Summary
Description
Savings made simple. Take your savings to the next level, with Qudos Bank's QSaver.
Benefits
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
Hoops
- Ongoing rate cap: $499,999.99. See the rate breakdown for higher balances.
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Details
Key details
| Product name | Qudos Bank Qsaver |
|---|---|
| Maximum variable rate | 4.60% p.a. |
| Ongoing interest rate | 4.60% p.a. |
| Base interest rate | 4.60% p.a. |
| Minimum age | - |
Source: noren.com.au
All comparison details
| Base | 4.60% |
|---|---|
| Ongoing | 4.60% |
| Ongoing cap | $500K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 4.60% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 4.60% | Whole balance | Up to $499,999.99 |
| Standard variable | 4.70% | Whole balance | $500k to $1,999,999.99 |
| Standard variable | 3.00% | Whole balance | $2m and over |
Source: noren.com.au
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Requirements
- No introductory offer, minimum opening balance or regular account-keeping fee. Optional service/overseas transaction fees can apply. A $10 annual dormant-member fee can apply after 12 months without member-initiated transactions and the prescribed notice process.
- Interest is calculated daily and credited monthly, on the last calendar day. Displayed rates are cash interest only, before tax and fees.
- No monthly deposit amount/count, balance-growth, purchase or withdrawal-count interest test. At-call access without a fixed term, withdrawing does not forfeit the advertised interest.
- One band rate applies to the whole account balance. The applicable rate is selected using the bank’s published balance bands.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Qudos Bank.
- Personal savings use, Qudos membership and an Australian residential address, subject to identity verification. No universal minimum account-holder age is inferred from online-application or card-access requirements, youth/guardian and channel rules apply.
- Current registered issuer is Bank Australia Limited trading as Qudos Bank, ABN 21 087 651 607. Qudos Bank and Bank Australia are brands of the same legal entity.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected and verified on 31 Oct 2026.