Geelong Early Bird Christmas Club Account Summary
Description
A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.
Benefits
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
- No upper balance cap in the reviewed ongoing pricing.
Hoops
- Check the provider’s eligibility, linked-account terms and other service charges.
On this page
Details
Key details
| Product name | Geelong Early Bird Christmas Club Account |
|---|---|
| Maximum variable rate | 4.00% p.a. |
| Ongoing interest rate | 4.00% p.a. |
| Base interest rate | 4.00% p.a. |
| Minimum age | - |
Source: noren.com.au
All comparison details
| Base | 4.00% |
|---|---|
| Ongoing | 4.00% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 4.00% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 4.00% | Whole balance | All balances |
Source: noren.com.au
Share/Export
Requirements
- Interest calculated daily on the whole balance and credited annually on 1 November, as specified by the current TMD. CDR monthly payment frequency and its stale 3.75% rate are retained separately.
- Funds at call from 1 November through 31 January. One withdrawal without penalty is allowed during the remainder of the year, this is not a monthly allowance. No ordinary unlimited access outside the seasonal window is asserted.
- A Geelong at-call transaction account is required at opening. The savings and linked account have zero regular monthly service fees under the current provider tables, optional service charges and a $20 annual inactive-account/dormancy fee can apply.
- No current introductory pricing, monthly deposit, growth or purchase qualification. The product page, general rates page and current 14 October PDF agree. CDR is not used for this published website price.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Geelong.
- Personal Geelong members and Australian residents/citizens or permanent residents, subject to identity checks. Current issuer Hume Bank Ltd, ABN 85 051 868 556. No universal numeric age minimum is specified by the current TMD.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 28 Oct 2026.