CWCU E Access Saver Summary
Description
An online savings account with daily whole-balance tiered interest, paid monthly.
Benefits
- No monthly activity requirements for the ongoing rate.
Hoops
- Ongoing rate cap: $4,999.99. See the rate breakdown for higher balances.
On this page
Details
Key details
| Product name | CWCU E Access Saver |
|---|---|
| Maximum variable rate | 1.35% p.a. |
| Ongoing interest rate | 1.35% p.a. |
| Base interest rate | 1.35% p.a. |
| Minimum age | - |
Source: noren.com.au
All comparison details
| Base | 1.35% |
|---|---|
| Ongoing | 1.35% |
| Ongoing cap | $5K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | - |
| Dep $/mth | - |
| Growth/mth | - |
| Buys/mth | - |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | - |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 1.35% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 1.35% | Whole balance | $1 to $4,999.99 |
| Standard variable | 1.55% | Whole balance | $5k to $49,999.99 |
| Standard variable | 2.15% | Whole balance | $50k and over |
Source: noren.com.au
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Requirements
- Interest is calculated on the daily balance and paid monthly.
- Pricing is reviewed for comparison balances of $1 or more. For minimum-monthly-balance products, the comparison assumes that amount is the minimum balance maintained during the month, a lower minimum changes the interest earned.
- No monthly deposit-count, qualifying deposit-dollar, growth or purchase interest test is established. No introductory offer is established. Transaction allowances and access restrictions are separate from interest qualification.
- A separate unconditional monthly account-keeping fee is unverified. The fee column remains unknown rather than zero. Paper statements cost $2.50 each under the current tariff, with online statements and statements for children under 16 free. Separate transaction, service or dormant-account charges may apply.
- The applicable tier rate applies to the whole daily balance. Tier boundaries are $5,000 and $50,000, not separate interest-bearing portions.
- Only internet banking and direct deposits are permitted under the current account summary. This is an online-access account without over-the-counter withdrawals or debit-card access. RediNet and app access are supported.
- The current TMD states no transaction fees for this account, with statement and other fees potentially applicable. This does not establish a universal zero monthly account-keeping fee.
Fees
No reviewed fees available.
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with CWCU.
- CWCU membership and identity checks are required. Membership requires a $10 member share, returned when the share is redeemed and the membership closed. No universal numeric minimum or maximum age is established for this reviewed product.
- The source specifies Australian residents only.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 29 Oct 2026.